LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,898
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$132,908
−HK$4,073/mo
Today · 4.125%
HK$136,981
baseline
▲ 0.50% · 4.625%
HK$145,316
+HK$8,335/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$273,962/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,398
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$147,244
−HK$3,902/mo
Today · 4.125%
HK$151,146
baseline
▲ 0.50% · 4.625%
HK$159,113
+HK$7,967/mo
Deposit HK$28.26M · loan HK$28.26M · min. income ≈ HK$302,292/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,678
−HK$9,700/mo
▼ 0.25% · 3.875%
HK$159,489
−HK$4,889/mo
Today · 4.125%
HK$164,378
baseline
▲ 0.50% · 4.625%
HK$174,380
+HK$10,002/mo
Deposit HK$22.61M · loan HK$33.92M · min. income ≈ HK$328,756/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,078
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$176,693
−HK$4,682/mo
Today · 4.125%
HK$181,375
baseline
▲ 0.50% · 4.625%
HK$190,935
+HK$9,560/mo
Deposit HK$22.61M · loan HK$33.92M · min. income ≈ HK$362,750/mo (50% DSR)
Upfront cash ≈ HK$25.01M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,458
−HK$11,316/mo
▼ 0.25% · 3.875%
HK$186,071
−HK$5,703/mo
Today · 4.125%
HK$191,774
baseline
▲ 0.50% · 4.625%
HK$203,443
+HK$11,669/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$383,548/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,757
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$206,142
−HK$5,462/mo
Today · 4.125%
HK$211,604
baseline
▲ 0.50% · 4.625%
HK$222,758
+HK$11,154/mo
Deposit HK$16.96M · loan HK$39.57M · min. income ≈ HK$423,208/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,017
−HK$14,550/mo
▼ 0.25% · 3.875%
HK$239,234
−HK$7,333/mo
Today · 4.125%
HK$246,567
baseline
▲ 0.50% · 4.625%
HK$261,570
+HK$15,003/mo
Deposit HK$5.65M · loan HK$50.88M · min. income ≈ HK$493,134/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,117
−HK$13,945/mo
▼ 0.25% · 3.875%
HK$265,039
−HK$7,023/mo
Today · 4.125%
HK$272,062
baseline
▲ 0.50% · 4.625%
HK$286,403
+HK$14,341/mo
Deposit HK$5.65M · loan HK$50.88M · min. income ≈ HK$544,124/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,402,442 · Scale 2, in force from 26 Feb 2026)