LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,893
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,294
−HK$407/mo
Today · 4.125%
HK$13,701
baseline
▲ 0.50% · 4.625%
HK$14,535
+HK$834/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,402/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,343
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,727
−HK$391/mo
Today · 4.125%
HK$15,118
baseline
▲ 0.50% · 4.625%
HK$15,915
+HK$797/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,236/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,471
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,952
−HK$489/mo
Today · 4.125%
HK$16,441
baseline
▲ 0.50% · 4.625%
HK$17,442
+HK$1,001/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,882/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,211
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,673
−HK$468/mo
Today · 4.125%
HK$18,141
baseline
▲ 0.50% · 4.625%
HK$19,097
+HK$956/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,282/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,050
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,611
−HK$570/mo
Today · 4.125%
HK$19,181
baseline
▲ 0.50% · 4.625%
HK$20,349
+HK$1,168/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$38,362/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,080
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,618
−HK$547/mo
Today · 4.125%
HK$21,165
baseline
▲ 0.50% · 4.625%
HK$22,280
+HK$1,115/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$42,330/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,207
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,928
−HK$734/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$26,162
+HK$1,500/mo
Deposit HK$565K · loan HK$5.09M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$703/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,646
+HK$1,434/mo
Deposit HK$565K · loan HK$5.09M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,215 · Scale 2, in force from 26 Feb 2026)