LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,934
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$132,944
−HK$4,075/mo
Today · 4.125%
HK$137,019
baseline
▲ 0.50% · 4.625%
HK$145,356
+HK$8,337/mo
Deposit HK$28.27M · loan HK$28.27M · min. income ≈ HK$274,038/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,437
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$147,284
−HK$3,903/mo
Today · 4.125%
HK$151,187
baseline
▲ 0.50% · 4.625%
HK$159,156
+HK$7,969/mo
Deposit HK$28.27M · loan HK$28.27M · min. income ≈ HK$302,374/mo (50% DSR)
Upfront cash ≈ HK$30.67M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,720
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$159,533
−HK$4,890/mo
Today · 4.125%
HK$164,423
baseline
▲ 0.50% · 4.625%
HK$174,427
+HK$10,004/mo
Deposit HK$22.62M · loan HK$33.93M · min. income ≈ HK$328,846/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,125
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$176,741
−HK$4,683/mo
Today · 4.125%
HK$181,424
baseline
▲ 0.50% · 4.625%
HK$190,987
+HK$9,563/mo
Deposit HK$22.62M · loan HK$33.93M · min. income ≈ HK$362,848/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,507
−HK$11,319/mo
▼ 0.25% · 3.875%
HK$186,122
−HK$5,704/mo
Today · 4.125%
HK$191,826
baseline
▲ 0.50% · 4.625%
HK$203,499
+HK$11,673/mo
Deposit HK$16.96M · loan HK$39.58M · min. income ≈ HK$383,652/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,812
−HK$10,850/mo
▼ 0.25% · 3.875%
HK$206,198
−HK$5,464/mo
Today · 4.125%
HK$211,662
baseline
▲ 0.50% · 4.625%
HK$222,819
+HK$11,157/mo
Deposit HK$16.96M · loan HK$39.58M · min. income ≈ HK$423,324/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,081
−HK$14,553/mo
▼ 0.25% · 3.875%
HK$239,300
−HK$7,334/mo
Today · 4.125%
HK$246,634
baseline
▲ 0.50% · 4.625%
HK$261,641
+HK$15,007/mo
Deposit HK$5.65M · loan HK$50.89M · min. income ≈ HK$493,268/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,187
−HK$13,949/mo
▼ 0.25% · 3.875%
HK$265,112
−HK$7,024/mo
Today · 4.125%
HK$272,136
baseline
▲ 0.50% · 4.625%
HK$286,481
+HK$14,345/mo
Deposit HK$5.65M · loan HK$50.89M · min. income ≈ HK$544,272/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,099 · Scale 2, in force from 26 Feb 2026)