LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,949
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$132,960
−HK$4,075/mo
Today · 4.125%
HK$137,035
baseline
▲ 0.50% · 4.625%
HK$145,374
+HK$8,339/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$274,070/mo (50% DSR)
Upfront cash ≈ HK$30.68M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,454
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$147,302
−HK$3,903/mo
Today · 4.125%
HK$151,205
baseline
▲ 0.50% · 4.625%
HK$159,175
+HK$7,970/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$302,410/mo (50% DSR)
Upfront cash ≈ HK$30.68M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,739
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$159,552
−HK$4,890/mo
Today · 4.125%
HK$164,442
baseline
▲ 0.50% · 4.625%
HK$174,448
+HK$10,006/mo
Deposit HK$22.62M · loan HK$33.93M · min. income ≈ HK$328,884/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,145
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$176,762
−HK$4,684/mo
Today · 4.125%
HK$181,446
baseline
▲ 0.50% · 4.625%
HK$191,010
+HK$9,564/mo
Deposit HK$22.62M · loan HK$33.93M · min. income ≈ HK$362,892/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,529
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$186,144
−HK$5,705/mo
Today · 4.125%
HK$191,849
baseline
▲ 0.50% · 4.625%
HK$203,523
+HK$11,674/mo
Deposit HK$16.97M · loan HK$39.59M · min. income ≈ HK$383,698/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,836
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$206,223
−HK$5,464/mo
Today · 4.125%
HK$211,687
baseline
▲ 0.50% · 4.625%
HK$222,845
+HK$11,158/mo
Deposit HK$16.97M · loan HK$39.59M · min. income ≈ HK$423,374/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,108
−HK$14,555/mo
▼ 0.25% · 3.875%
HK$239,328
−HK$7,335/mo
Today · 4.125%
HK$246,663
baseline
▲ 0.50% · 4.625%
HK$261,672
+HK$15,009/mo
Deposit HK$5.66M · loan HK$50.90M · min. income ≈ HK$493,326/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,218
−HK$13,951/mo
▼ 0.25% · 3.875%
HK$265,143
−HK$7,026/mo
Today · 4.125%
HK$272,169
baseline
▲ 0.50% · 4.625%
HK$286,515
+HK$14,346/mo
Deposit HK$5.66M · loan HK$50.90M · min. income ≈ HK$544,338/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,385 · Scale 2, in force from 26 Feb 2026)