LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,896
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,297
−HK$408/mo
Today · 4.125%
HK$13,705
baseline
▲ 0.50% · 4.625%
HK$14,539
+HK$834/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,410/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,347
−HK$775/mo
▼ 0.25% · 3.875%
HK$14,731
−HK$391/mo
Today · 4.125%
HK$15,122
baseline
▲ 0.50% · 4.625%
HK$15,919
+HK$797/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,244/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,475
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,956
−HK$490/mo
Today · 4.125%
HK$16,446
baseline
▲ 0.50% · 4.625%
HK$17,446
+HK$1,000/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,892/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,216
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,678
−HK$468/mo
Today · 4.125%
HK$18,146
baseline
▲ 0.50% · 4.625%
HK$19,103
+HK$957/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,292/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,054
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$570/mo
Today · 4.125%
HK$19,186
baseline
▲ 0.50% · 4.625%
HK$20,354
+HK$1,168/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$38,372/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$546/mo
Today · 4.125%
HK$21,170
baseline
▲ 0.50% · 4.625%
HK$22,286
+HK$1,116/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$42,340/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,213
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$733/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$26,169
+HK$1,501/mo
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,824
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,516
−HK$703/mo
Today · 4.125%
HK$27,219
baseline
▲ 0.50% · 4.625%
HK$28,654
+HK$1,435/mo
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$54,438/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,249 · Scale 2, in force from 26 Feb 2026)