LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,969
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$132,981
−HK$4,075/mo
Today · 4.125%
HK$137,056
baseline
▲ 0.50% · 4.625%
HK$145,396
+HK$8,340/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$274,112/mo (50% DSR)
Upfront cash ≈ HK$30.68M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,477
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$147,325
−HK$3,903/mo
Today · 4.125%
HK$151,228
baseline
▲ 0.50% · 4.625%
HK$159,200
+HK$7,972/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$302,456/mo (50% DSR)
Upfront cash ≈ HK$30.68M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,763
−HK$9,705/mo
▼ 0.25% · 3.875%
HK$159,577
−HK$4,891/mo
Today · 4.125%
HK$164,468
baseline
▲ 0.50% · 4.625%
HK$174,475
+HK$10,007/mo
Deposit HK$22.62M · loan HK$33.94M · min. income ≈ HK$328,936/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,172
−HK$9,302/mo
▼ 0.25% · 3.875%
HK$176,790
−HK$4,684/mo
Today · 4.125%
HK$181,474
baseline
▲ 0.50% · 4.625%
HK$191,040
+HK$9,566/mo
Deposit HK$22.62M · loan HK$33.94M · min. income ≈ HK$362,948/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,557
−HK$11,322/mo
▼ 0.25% · 3.875%
HK$186,173
−HK$5,706/mo
Today · 4.125%
HK$191,879
baseline
▲ 0.50% · 4.625%
HK$203,554
+HK$11,675/mo
Deposit HK$16.97M · loan HK$39.59M · min. income ≈ HK$383,758/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,867
−HK$10,853/mo
▼ 0.25% · 3.875%
HK$206,254
−HK$5,466/mo
Today · 4.125%
HK$211,720
baseline
▲ 0.50% · 4.625%
HK$222,880
+HK$11,160/mo
Deposit HK$16.97M · loan HK$39.59M · min. income ≈ HK$423,440/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,144
−HK$14,558/mo
▼ 0.25% · 3.875%
HK$239,365
−HK$7,337/mo
Today · 4.125%
HK$246,702
baseline
▲ 0.50% · 4.625%
HK$261,713
+HK$15,011/mo
Deposit HK$5.66M · loan HK$50.90M · min. income ≈ HK$493,404/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,258
−HK$13,953/mo
▼ 0.25% · 3.875%
HK$265,184
−HK$7,027/mo
Today · 4.125%
HK$272,211
baseline
▲ 0.50% · 4.625%
HK$286,559
+HK$14,348/mo
Deposit HK$5.66M · loan HK$50.90M · min. income ≈ HK$544,422/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,756 · Scale 2, in force from 26 Feb 2026)