LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,973
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,985
−HK$4,076/mo
Today · 4.125%
HK$137,061
baseline
▲ 0.50% · 4.625%
HK$145,401
+HK$8,340/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$274,122/mo (50% DSR)
Upfront cash ≈ HK$30.68M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,481
−HK$7,752/mo
▼ 0.25% · 3.875%
HK$147,329
−HK$3,904/mo
Today · 4.125%
HK$151,233
baseline
▲ 0.50% · 4.625%
HK$159,205
+HK$7,972/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$302,466/mo (50% DSR)
Upfront cash ≈ HK$30.68M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,768
−HK$9,705/mo
▼ 0.25% · 3.875%
HK$159,582
−HK$4,891/mo
Today · 4.125%
HK$164,473
baseline
▲ 0.50% · 4.625%
HK$174,481
+HK$10,008/mo
Deposit HK$22.62M · loan HK$33.94M · min. income ≈ HK$328,946/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,177
−HK$9,303/mo
▼ 0.25% · 3.875%
HK$176,795
−HK$4,685/mo
Today · 4.125%
HK$181,480
baseline
▲ 0.50% · 4.625%
HK$191,046
+HK$9,566/mo
Deposit HK$22.62M · loan HK$33.94M · min. income ≈ HK$362,960/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,562
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$186,179
−HK$5,706/mo
Today · 4.125%
HK$191,885
baseline
▲ 0.50% · 4.625%
HK$203,561
+HK$11,676/mo
Deposit HK$16.97M · loan HK$39.59M · min. income ≈ HK$383,770/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,874
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$206,261
−HK$5,465/mo
Today · 4.125%
HK$211,726
baseline
▲ 0.50% · 4.625%
HK$222,887
+HK$11,161/mo
Deposit HK$16.97M · loan HK$39.59M · min. income ≈ HK$423,452/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,151
−HK$14,558/mo
▼ 0.25% · 3.875%
HK$239,373
−HK$7,336/mo
Today · 4.125%
HK$246,709
baseline
▲ 0.50% · 4.625%
HK$261,721
+HK$15,012/mo
Deposit HK$5.66M · loan HK$50.90M · min. income ≈ HK$493,418/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,266
−HK$13,953/mo
▼ 0.25% · 3.875%
HK$265,193
−HK$7,026/mo
Today · 4.125%
HK$272,219
baseline
▲ 0.50% · 4.625%
HK$286,569
+HK$14,350/mo
Deposit HK$5.66M · loan HK$50.90M · min. income ≈ HK$544,438/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,403,832 · Scale 2, in force from 26 Feb 2026)