LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,986
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$132,998
−HK$4,076/mo
Today · 4.125%
HK$137,074
baseline
▲ 0.50% · 4.625%
HK$145,415
+HK$8,341/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$274,148/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,495
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,344
−HK$3,904/mo
Today · 4.125%
HK$151,248
baseline
▲ 0.50% · 4.625%
HK$159,220
+HK$7,972/mo
Deposit HK$28.28M · loan HK$28.28M · min. income ≈ HK$302,496/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,783
−HK$9,706/mo
▼ 0.25% · 3.875%
HK$159,597
−HK$4,892/mo
Today · 4.125%
HK$164,489
baseline
▲ 0.50% · 4.625%
HK$174,498
+HK$10,009/mo
Deposit HK$22.63M · loan HK$33.94M · min. income ≈ HK$328,978/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,194
−HK$9,303/mo
▼ 0.25% · 3.875%
HK$176,812
−HK$4,685/mo
Today · 4.125%
HK$181,497
baseline
▲ 0.50% · 4.625%
HK$191,064
+HK$9,567/mo
Deposit HK$22.63M · loan HK$33.94M · min. income ≈ HK$362,994/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,580
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$186,197
−HK$5,707/mo
Today · 4.125%
HK$191,904
baseline
▲ 0.50% · 4.625%
HK$203,581
+HK$11,677/mo
Deposit HK$16.97M · loan HK$39.60M · min. income ≈ HK$383,808/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,893
−HK$10,854/mo
▼ 0.25% · 3.875%
HK$206,281
−HK$5,466/mo
Today · 4.125%
HK$211,747
baseline
▲ 0.50% · 4.625%
HK$222,908
+HK$11,161/mo
Deposit HK$16.97M · loan HK$39.60M · min. income ≈ HK$423,494/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,174
−HK$14,559/mo
▼ 0.25% · 3.875%
HK$239,396
−HK$7,337/mo
Today · 4.125%
HK$246,733
baseline
▲ 0.50% · 4.625%
HK$261,747
+HK$15,014/mo
Deposit HK$5.66M · loan HK$50.91M · min. income ≈ HK$493,466/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,291
−HK$13,955/mo
▼ 0.25% · 3.875%
HK$265,219
−HK$7,027/mo
Today · 4.125%
HK$272,246
baseline
▲ 0.50% · 4.625%
HK$286,596
+HK$14,350/mo
Deposit HK$5.66M · loan HK$50.91M · min. income ≈ HK$544,492/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,067 · Scale 2, in force from 26 Feb 2026)