LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,002
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,015
−HK$4,077/mo
Today · 4.125%
HK$137,092
baseline
▲ 0.50% · 4.625%
HK$145,433
+HK$8,341/mo
Deposit HK$28.29M · loan HK$28.29M · min. income ≈ HK$274,184/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,514
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$147,363
−HK$3,904/mo
Today · 4.125%
HK$151,267
baseline
▲ 0.50% · 4.625%
HK$159,241
+HK$7,974/mo
Deposit HK$28.29M · loan HK$28.29M · min. income ≈ HK$302,534/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,803
−HK$9,707/mo
▼ 0.25% · 3.875%
HK$159,618
−HK$4,892/mo
Today · 4.125%
HK$164,510
baseline
▲ 0.50% · 4.625%
HK$174,520
+HK$10,010/mo
Deposit HK$22.63M · loan HK$33.94M · min. income ≈ HK$329,020/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,216
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$176,835
−HK$4,686/mo
Today · 4.125%
HK$181,521
baseline
▲ 0.50% · 4.625%
HK$191,089
+HK$9,568/mo
Deposit HK$22.63M · loan HK$33.94M · min. income ≈ HK$363,042/mo (50% DSR)
Upfront cash ≈ HK$25.03M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,603
−HK$11,325/mo
▼ 0.25% · 3.875%
HK$186,221
−HK$5,707/mo
Today · 4.125%
HK$191,928
baseline
▲ 0.50% · 4.625%
HK$203,607
+HK$11,679/mo
Deposit HK$16.97M · loan HK$39.60M · min. income ≈ HK$383,856/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,919
−HK$10,855/mo
▼ 0.25% · 3.875%
HK$206,308
−HK$5,466/mo
Today · 4.125%
HK$211,774
baseline
▲ 0.50% · 4.625%
HK$222,937
+HK$11,163/mo
Deposit HK$16.97M · loan HK$39.60M · min. income ≈ HK$423,548/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,204
−HK$14,561/mo
▼ 0.25% · 3.875%
HK$239,427
−HK$7,338/mo
Today · 4.125%
HK$246,765
baseline
▲ 0.50% · 4.625%
HK$261,780
+HK$15,015/mo
Deposit HK$5.66M · loan HK$50.92M · min. income ≈ HK$493,530/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,324
−HK$13,957/mo
▼ 0.25% · 3.875%
HK$265,253
−HK$7,028/mo
Today · 4.125%
HK$272,281
baseline
▲ 0.50% · 4.625%
HK$286,633
+HK$14,352/mo
Deposit HK$5.66M · loan HK$50.92M · min. income ≈ HK$544,562/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,375 · Scale 2, in force from 26 Feb 2026)