LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,019
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$133,032
−HK$4,077/mo
Today · 4.125%
HK$137,109
baseline
▲ 0.50% · 4.625%
HK$145,452
+HK$8,343/mo
Deposit HK$28.29M · loan HK$28.29M · min. income ≈ HK$274,218/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,532
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$147,381
−HK$3,906/mo
Today · 4.125%
HK$151,287
baseline
▲ 0.50% · 4.625%
HK$159,261
+HK$7,974/mo
Deposit HK$28.29M · loan HK$28.29M · min. income ≈ HK$302,574/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,822
−HK$9,709/mo
▼ 0.25% · 3.875%
HK$159,638
−HK$4,893/mo
Today · 4.125%
HK$164,531
baseline
▲ 0.50% · 4.625%
HK$174,542
+HK$10,011/mo
Deposit HK$22.63M · loan HK$33.95M · min. income ≈ HK$329,062/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,238
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$176,858
−HK$4,686/mo
Today · 4.125%
HK$181,544
baseline
▲ 0.50% · 4.625%
HK$191,113
+HK$9,569/mo
Deposit HK$22.63M · loan HK$33.95M · min. income ≈ HK$363,088/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,626
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$186,245
−HK$5,708/mo
Today · 4.125%
HK$191,953
baseline
▲ 0.50% · 4.625%
HK$203,633
+HK$11,680/mo
Deposit HK$16.97M · loan HK$39.61M · min. income ≈ HK$383,906/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,945
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$206,334
−HK$5,467/mo
Today · 4.125%
HK$211,801
baseline
▲ 0.50% · 4.625%
HK$222,966
+HK$11,165/mo
Deposit HK$16.97M · loan HK$39.61M · min. income ≈ HK$423,602/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,234
−HK$14,563/mo
▼ 0.25% · 3.875%
HK$239,457
−HK$7,340/mo
Today · 4.125%
HK$246,797
baseline
▲ 0.50% · 4.625%
HK$261,814
+HK$15,017/mo
Deposit HK$5.66M · loan HK$50.92M · min. income ≈ HK$493,594/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,358
−HK$13,958/mo
▼ 0.25% · 3.875%
HK$265,287
−HK$7,029/mo
Today · 4.125%
HK$272,316
baseline
▲ 0.50% · 4.625%
HK$286,670
+HK$14,354/mo
Deposit HK$5.66M · loan HK$50.92M · min. income ≈ HK$544,632/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,684 · Scale 2, in force from 26 Feb 2026)