LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,033
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$133,046
−HK$4,078/mo
Today · 4.125%
HK$137,124
baseline
▲ 0.50% · 4.625%
HK$145,468
+HK$8,344/mo
Deposit HK$28.29M · loan HK$28.29M · min. income ≈ HK$274,248/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,548
−HK$7,755/mo
▼ 0.25% · 3.875%
HK$147,398
−HK$3,905/mo
Today · 4.125%
HK$151,303
baseline
▲ 0.50% · 4.625%
HK$159,279
+HK$7,976/mo
Deposit HK$28.29M · loan HK$28.29M · min. income ≈ HK$302,606/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,839
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$159,656
−HK$4,893/mo
Today · 4.125%
HK$164,549
baseline
▲ 0.50% · 4.625%
HK$174,562
+HK$10,013/mo
Deposit HK$22.63M · loan HK$33.95M · min. income ≈ HK$329,098/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,257
−HK$9,307/mo
▼ 0.25% · 3.875%
HK$176,877
−HK$4,687/mo
Today · 4.125%
HK$181,564
baseline
▲ 0.50% · 4.625%
HK$191,134
+HK$9,570/mo
Deposit HK$22.63M · loan HK$33.95M · min. income ≈ HK$363,128/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,646
−HK$11,328/mo
▼ 0.25% · 3.875%
HK$186,265
−HK$5,709/mo
Today · 4.125%
HK$191,974
baseline
▲ 0.50% · 4.625%
HK$203,655
+HK$11,681/mo
Deposit HK$16.98M · loan HK$39.61M · min. income ≈ HK$383,948/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,967
−HK$10,857/mo
▼ 0.25% · 3.875%
HK$206,357
−HK$5,467/mo
Today · 4.125%
HK$211,824
baseline
▲ 0.50% · 4.625%
HK$222,990
+HK$11,166/mo
Deposit HK$16.98M · loan HK$39.61M · min. income ≈ HK$423,648/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,259
−HK$14,565/mo
▼ 0.25% · 3.875%
HK$239,484
−HK$7,340/mo
Today · 4.125%
HK$246,824
baseline
▲ 0.50% · 4.625%
HK$261,842
+HK$15,018/mo
Deposit HK$5.66M · loan HK$50.93M · min. income ≈ HK$493,648/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,386
−HK$13,960/mo
▼ 0.25% · 3.875%
HK$265,316
−HK$7,030/mo
Today · 4.125%
HK$272,346
baseline
▲ 0.50% · 4.625%
HK$286,701
+HK$14,355/mo
Deposit HK$5.66M · loan HK$50.93M · min. income ≈ HK$544,692/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,404,946 · Scale 2, in force from 26 Feb 2026)