LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,043
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$133,057
−HK$4,078/mo
Today · 4.125%
HK$137,135
baseline
▲ 0.50% · 4.625%
HK$145,479
+HK$8,344/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$274,270/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,559
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$147,409
−HK$3,906/mo
Today · 4.125%
HK$151,315
baseline
▲ 0.50% · 4.625%
HK$159,291
+HK$7,976/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$302,630/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,851
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$159,668
−HK$4,894/mo
Today · 4.125%
HK$164,562
baseline
▲ 0.50% · 4.625%
HK$174,575
+HK$10,013/mo
Deposit HK$22.64M · loan HK$33.95M · min. income ≈ HK$329,124/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,270
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$176,891
−HK$4,687/mo
Today · 4.125%
HK$181,578
baseline
▲ 0.50% · 4.625%
HK$191,149
+HK$9,571/mo
Deposit HK$22.64M · loan HK$33.95M · min. income ≈ HK$363,156/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,660
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$186,279
−HK$5,710/mo
Today · 4.125%
HK$191,989
baseline
▲ 0.50% · 4.625%
HK$203,671
+HK$11,682/mo
Deposit HK$16.98M · loan HK$39.61M · min. income ≈ HK$383,978/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,982
−HK$10,859/mo
▼ 0.25% · 3.875%
HK$206,372
−HK$5,469/mo
Today · 4.125%
HK$211,841
baseline
▲ 0.50% · 4.625%
HK$223,007
+HK$11,166/mo
Deposit HK$16.98M · loan HK$39.61M · min. income ≈ HK$423,682/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,277
−HK$14,566/mo
▼ 0.25% · 3.875%
HK$239,502
−HK$7,341/mo
Today · 4.125%
HK$246,843
baseline
▲ 0.50% · 4.625%
HK$261,862
+HK$15,019/mo
Deposit HK$5.66M · loan HK$50.93M · min. income ≈ HK$493,686/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,406
−HK$13,960/mo
▼ 0.25% · 3.875%
HK$265,336
−HK$7,030/mo
Today · 4.125%
HK$272,366
baseline
▲ 0.50% · 4.625%
HK$286,723
+HK$14,357/mo
Deposit HK$5.66M · loan HK$50.93M · min. income ≈ HK$544,732/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$2,405,130 · Scale 2, in force from 26 Feb 2026)