LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,905
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,306
−HK$408/mo
Today · 4.125%
HK$13,714
baseline
▲ 0.50% · 4.625%
HK$14,548
+HK$834/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,428/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,356
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,741
−HK$391/mo
Today · 4.125%
HK$15,132
baseline
▲ 0.50% · 4.625%
HK$15,930
+HK$798/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,264/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,486
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,967
−HK$490/mo
Today · 4.125%
HK$16,457
baseline
▲ 0.50% · 4.625%
HK$17,458
+HK$1,001/mo
Deposit HK$2.26M · loan HK$3.40M · min. income ≈ HK$32,914/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,228
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,690
−HK$468/mo
Today · 4.125%
HK$18,158
baseline
▲ 0.50% · 4.625%
HK$19,115
+HK$957/mo
Deposit HK$2.26M · loan HK$3.40M · min. income ≈ HK$36,316/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,067
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,628
−HK$571/mo
Today · 4.125%
HK$19,199
baseline
▲ 0.50% · 4.625%
HK$20,368
+HK$1,169/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$38,398/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,638
−HK$547/mo
Today · 4.125%
HK$21,185
baseline
▲ 0.50% · 4.625%
HK$22,301
+HK$1,116/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$42,370/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,228
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,951
−HK$734/mo
Today · 4.125%
HK$24,685
baseline
▲ 0.50% · 4.625%
HK$26,187
+HK$1,502/mo
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$49,370/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,841
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,534
−HK$703/mo
Today · 4.125%
HK$27,237
baseline
▲ 0.50% · 4.625%
HK$28,673
+HK$1,436/mo
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$54,474/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,335 · Scale 2, in force from 26 Feb 2026)