LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,060
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$133,074
−HK$4,079/mo
Today · 4.125%
HK$137,153
baseline
▲ 0.50% · 4.625%
HK$145,498
+HK$8,345/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$274,306/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,577
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,428
−HK$3,907/mo
Today · 4.125%
HK$151,335
baseline
▲ 0.50% · 4.625%
HK$159,312
+HK$7,977/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$302,670/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,871
−HK$9,712/mo
▼ 0.25% · 3.875%
HK$159,689
−HK$4,894/mo
Today · 4.125%
HK$164,583
baseline
▲ 0.50% · 4.625%
HK$174,598
+HK$10,015/mo
Deposit HK$22.64M · loan HK$33.96M · min. income ≈ HK$329,166/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,293
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$176,914
−HK$4,687/mo
Today · 4.125%
HK$181,601
baseline
▲ 0.50% · 4.625%
HK$191,174
+HK$9,573/mo
Deposit HK$22.64M · loan HK$33.96M · min. income ≈ HK$363,202/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,683
−HK$11,331/mo
▼ 0.25% · 3.875%
HK$186,304
−HK$5,710/mo
Today · 4.125%
HK$192,014
baseline
▲ 0.50% · 4.625%
HK$203,697
+HK$11,683/mo
Deposit HK$16.98M · loan HK$39.62M · min. income ≈ HK$384,028/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,008
−HK$10,860/mo
▼ 0.25% · 3.875%
HK$206,399
−HK$5,469/mo
Today · 4.125%
HK$211,868
baseline
▲ 0.50% · 4.625%
HK$223,036
+HK$11,168/mo
Deposit HK$16.98M · loan HK$39.62M · min. income ≈ HK$423,736/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,307
−HK$14,568/mo
▼ 0.25% · 3.875%
HK$239,533
−HK$7,342/mo
Today · 4.125%
HK$246,875
baseline
▲ 0.50% · 4.625%
HK$261,897
+HK$15,022/mo
Deposit HK$5.66M · loan HK$50.94M · min. income ≈ HK$493,750/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,439
−HK$13,963/mo
▼ 0.25% · 3.875%
HK$265,371
−HK$7,031/mo
Today · 4.125%
HK$272,402
baseline
▲ 0.50% · 4.625%
HK$286,761
+HK$14,359/mo
Deposit HK$5.66M · loan HK$50.94M · min. income ≈ HK$544,804/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,446 · Scale 2, in force from 26 Feb 2026)