LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,907
−HK$809/mo
▼ 0.25% · 3.875%
HK$13,308
−HK$408/mo
Today · 4.125%
HK$13,716
baseline
▲ 0.50% · 4.625%
HK$14,551
+HK$835/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,432/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,359
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,744
−HK$391/mo
Today · 4.125%
HK$15,135
baseline
▲ 0.50% · 4.625%
HK$15,932
+HK$797/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,270/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,488
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,970
−HK$490/mo
Today · 4.125%
HK$16,460
baseline
▲ 0.50% · 4.625%
HK$17,461
+HK$1,001/mo
Deposit HK$2.26M · loan HK$3.40M · min. income ≈ HK$32,920/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,231
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,693
−HK$469/mo
Today · 4.125%
HK$18,162
baseline
▲ 0.50% · 4.625%
HK$19,119
+HK$957/mo
Deposit HK$2.26M · loan HK$3.40M · min. income ≈ HK$36,324/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,070
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,632
−HK$571/mo
Today · 4.125%
HK$19,203
baseline
▲ 0.50% · 4.625%
HK$20,371
+HK$1,168/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$38,406/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,102
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,642
−HK$546/mo
Today · 4.125%
HK$21,188
baseline
▲ 0.50% · 4.625%
HK$22,305
+HK$1,117/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$42,376/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,232
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,955
−HK$734/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$26,192
+HK$1,503/mo
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,846
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,539
−HK$703/mo
Today · 4.125%
HK$27,242
baseline
▲ 0.50% · 4.625%
HK$28,678
+HK$1,436/mo
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$54,484/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,357 · Scale 2, in force from 26 Feb 2026)