LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,077
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$133,092
−HK$4,079/mo
Today · 4.125%
HK$137,171
baseline
▲ 0.50% · 4.625%
HK$145,518
+HK$8,347/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$274,342/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,597
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,448
−HK$3,907/mo
Today · 4.125%
HK$151,355
baseline
▲ 0.50% · 4.625%
HK$159,333
+HK$7,978/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$302,710/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,892
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$159,710
−HK$4,895/mo
Today · 4.125%
HK$164,605
baseline
▲ 0.50% · 4.625%
HK$174,621
+HK$10,016/mo
Deposit HK$22.64M · loan HK$33.96M · min. income ≈ HK$329,210/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,316
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$176,938
−HK$4,688/mo
Today · 4.125%
HK$181,626
baseline
▲ 0.50% · 4.625%
HK$191,200
+HK$9,574/mo
Deposit HK$22.64M · loan HK$33.96M · min. income ≈ HK$363,252/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,708
−HK$11,332/mo
▼ 0.25% · 3.875%
HK$186,329
−HK$5,711/mo
Today · 4.125%
HK$192,040
baseline
▲ 0.50% · 4.625%
HK$203,725
+HK$11,685/mo
Deposit HK$16.98M · loan HK$39.62M · min. income ≈ HK$384,080/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,036
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$206,427
−HK$5,470/mo
Today · 4.125%
HK$211,897
baseline
▲ 0.50% · 4.625%
HK$223,066
+HK$11,169/mo
Deposit HK$16.98M · loan HK$39.62M · min. income ≈ HK$423,794/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,339
−HK$14,569/mo
▼ 0.25% · 3.875%
HK$239,566
−HK$7,342/mo
Today · 4.125%
HK$246,908
baseline
▲ 0.50% · 4.625%
HK$261,932
+HK$15,024/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$493,816/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,474
−HK$13,965/mo
▼ 0.25% · 3.875%
HK$265,406
−HK$7,033/mo
Today · 4.125%
HK$272,439
baseline
▲ 0.50% · 4.625%
HK$286,800
+HK$14,361/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$544,878/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,770 · Scale 2, in force from 26 Feb 2026)