LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,084
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,099
−HK$4,080/mo
Today · 4.125%
HK$137,179
baseline
▲ 0.50% · 4.625%
HK$145,526
+HK$8,347/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$274,358/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,605
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$147,456
−HK$3,907/mo
Today · 4.125%
HK$151,363
baseline
▲ 0.50% · 4.625%
HK$159,342
+HK$7,979/mo
Deposit HK$28.30M · loan HK$28.30M · min. income ≈ HK$302,726/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,901
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$159,719
−HK$4,895/mo
Today · 4.125%
HK$164,614
baseline
▲ 0.50% · 4.625%
HK$174,631
+HK$10,017/mo
Deposit HK$22.64M · loan HK$33.97M · min. income ≈ HK$329,228/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,325
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$176,947
−HK$4,689/mo
Today · 4.125%
HK$181,636
baseline
▲ 0.50% · 4.625%
HK$191,210
+HK$9,574/mo
Deposit HK$22.64M · loan HK$33.97M · min. income ≈ HK$363,272/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,717
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,339
−HK$5,711/mo
Today · 4.125%
HK$192,050
baseline
▲ 0.50% · 4.625%
HK$203,736
+HK$11,686/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$384,100/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,046
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$206,438
−HK$5,470/mo
Today · 4.125%
HK$211,908
baseline
▲ 0.50% · 4.625%
HK$223,078
+HK$11,170/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$423,816/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,351
−HK$14,570/mo
▼ 0.25% · 3.875%
HK$239,578
−HK$7,343/mo
Today · 4.125%
HK$246,921
baseline
▲ 0.50% · 4.625%
HK$261,946
+HK$15,025/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$493,842/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,488
−HK$13,965/mo
▼ 0.25% · 3.875%
HK$265,421
−HK$7,032/mo
Today · 4.125%
HK$272,453
baseline
▲ 0.50% · 4.625%
HK$286,815
+HK$14,362/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$544,906/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,899 · Scale 2, in force from 26 Feb 2026)