LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,087
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,103
−HK$4,079/mo
Today · 4.125%
HK$137,182
baseline
▲ 0.50% · 4.625%
HK$145,529
+HK$8,347/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$274,364/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,608
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$147,460
−HK$3,907/mo
Today · 4.125%
HK$151,367
baseline
▲ 0.50% · 4.625%
HK$159,346
+HK$7,979/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$302,734/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,905
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$159,723
−HK$4,896/mo
Today · 4.125%
HK$164,619
baseline
▲ 0.50% · 4.625%
HK$174,635
+HK$10,016/mo
Deposit HK$22.64M · loan HK$33.97M · min. income ≈ HK$329,238/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,330
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$176,952
−HK$4,688/mo
Today · 4.125%
HK$181,640
baseline
▲ 0.50% · 4.625%
HK$191,215
+HK$9,575/mo
Deposit HK$22.64M · loan HK$33.97M · min. income ≈ HK$363,280/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,722
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,344
−HK$5,711/mo
Today · 4.125%
HK$192,055
baseline
▲ 0.50% · 4.625%
HK$203,741
+HK$11,686/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$384,110/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,052
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$206,444
−HK$5,470/mo
Today · 4.125%
HK$211,914
baseline
▲ 0.50% · 4.625%
HK$223,084
+HK$11,170/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$423,828/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,357
−HK$14,571/mo
▼ 0.25% · 3.875%
HK$239,585
−HK$7,343/mo
Today · 4.125%
HK$246,928
baseline
▲ 0.50% · 4.625%
HK$261,953
+HK$15,025/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$493,856/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,495
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$265,428
−HK$7,033/mo
Today · 4.125%
HK$272,461
baseline
▲ 0.50% · 4.625%
HK$286,822
+HK$14,361/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$544,922/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,962 · Scale 2, in force from 26 Feb 2026)