LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,088
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,104
−HK$4,079/mo
Today · 4.125%
HK$137,183
baseline
▲ 0.50% · 4.625%
HK$145,530
+HK$8,347/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$274,366/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,609
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$147,461
−HK$3,907/mo
Today · 4.125%
HK$151,368
baseline
▲ 0.50% · 4.625%
HK$159,347
+HK$7,979/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$302,736/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,906
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$159,724
−HK$4,896/mo
Today · 4.125%
HK$164,620
baseline
▲ 0.50% · 4.625%
HK$174,637
+HK$10,017/mo
Deposit HK$22.64M · loan HK$33.97M · min. income ≈ HK$329,240/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,331
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$176,953
−HK$4,689/mo
Today · 4.125%
HK$181,642
baseline
▲ 0.50% · 4.625%
HK$191,216
+HK$9,574/mo
Deposit HK$22.64M · loan HK$33.97M · min. income ≈ HK$363,284/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,724
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,345
−HK$5,712/mo
Today · 4.125%
HK$192,057
baseline
▲ 0.50% · 4.625%
HK$203,743
+HK$11,686/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$384,114/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,053
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$206,445
−HK$5,470/mo
Today · 4.125%
HK$211,915
baseline
▲ 0.50% · 4.625%
HK$223,086
+HK$11,171/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$423,830/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,359
−HK$14,571/mo
▼ 0.25% · 3.875%
HK$239,587
−HK$7,343/mo
Today · 4.125%
HK$246,930
baseline
▲ 0.50% · 4.625%
HK$261,955
+HK$15,025/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$493,860/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,497
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$265,430
−HK$7,033/mo
Today · 4.125%
HK$272,463
baseline
▲ 0.50% · 4.625%
HK$286,825
+HK$14,362/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$544,926/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,405,980 · Scale 2, in force from 26 Feb 2026)