LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,097
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$133,112
−HK$4,080/mo
Today · 4.125%
HK$137,192
baseline
▲ 0.50% · 4.625%
HK$145,540
+HK$8,348/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$274,384/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,619
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$147,470
−HK$3,908/mo
Today · 4.125%
HK$151,378
baseline
▲ 0.50% · 4.625%
HK$159,357
+HK$7,979/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$302,756/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,916
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$159,735
−HK$4,895/mo
Today · 4.125%
HK$164,630
baseline
▲ 0.50% · 4.625%
HK$174,648
+HK$10,018/mo
Deposit HK$22.65M · loan HK$33.97M · min. income ≈ HK$329,260/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,342
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$176,964
−HK$4,689/mo
Today · 4.125%
HK$181,653
baseline
▲ 0.50% · 4.625%
HK$191,229
+HK$9,576/mo
Deposit HK$22.65M · loan HK$33.97M · min. income ≈ HK$363,306/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,735
−HK$11,334/mo
▼ 0.25% · 3.875%
HK$186,357
−HK$5,712/mo
Today · 4.125%
HK$192,069
baseline
▲ 0.50% · 4.625%
HK$203,756
+HK$11,687/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$384,138/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,066
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$206,459
−HK$5,470/mo
Today · 4.125%
HK$211,929
baseline
▲ 0.50% · 4.625%
HK$223,100
+HK$11,171/mo
Deposit HK$16.98M · loan HK$39.63M · min. income ≈ HK$423,858/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,374
−HK$14,572/mo
▼ 0.25% · 3.875%
HK$239,602
−HK$7,344/mo
Today · 4.125%
HK$246,946
baseline
▲ 0.50% · 4.625%
HK$261,972
+HK$15,026/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$493,892/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,514
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$265,447
−HK$7,033/mo
Today · 4.125%
HK$272,480
baseline
▲ 0.50% · 4.625%
HK$286,843
+HK$14,363/mo
Deposit HK$5.66M · loan HK$50.95M · min. income ≈ HK$544,960/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,406,135 · Scale 2, in force from 26 Feb 2026)