LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,101
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$133,117
−HK$4,080/mo
Today · 4.125%
HK$137,197
baseline
▲ 0.50% · 4.625%
HK$145,545
+HK$8,348/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$274,394/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,624
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$147,476
−HK$3,908/mo
Today · 4.125%
HK$151,384
baseline
▲ 0.50% · 4.625%
HK$159,363
+HK$7,979/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$302,768/mo (50% DSR)
Upfront cash ≈ HK$30.71M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,922
−HK$9,715/mo
▼ 0.25% · 3.875%
HK$159,741
−HK$4,896/mo
Today · 4.125%
HK$164,637
baseline
▲ 0.50% · 4.625%
HK$174,654
+HK$10,017/mo
Deposit HK$22.65M · loan HK$33.97M · min. income ≈ HK$329,274/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,349
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$176,971
−HK$4,689/mo
Today · 4.125%
HK$181,660
baseline
▲ 0.50% · 4.625%
HK$191,236
+HK$9,576/mo
Deposit HK$22.65M · loan HK$33.97M · min. income ≈ HK$363,320/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,742
−HK$11,334/mo
▼ 0.25% · 3.875%
HK$186,364
−HK$5,712/mo
Today · 4.125%
HK$192,076
baseline
▲ 0.50% · 4.625%
HK$203,763
+HK$11,687/mo
Deposit HK$16.99M · loan HK$39.63M · min. income ≈ HK$384,152/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,074
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$206,466
−HK$5,471/mo
Today · 4.125%
HK$211,937
baseline
▲ 0.50% · 4.625%
HK$223,108
+HK$11,171/mo
Deposit HK$16.99M · loan HK$39.63M · min. income ≈ HK$423,874/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,382
−HK$14,573/mo
▼ 0.25% · 3.875%
HK$239,611
−HK$7,344/mo
Today · 4.125%
HK$246,955
baseline
▲ 0.50% · 4.625%
HK$261,982
+HK$15,027/mo
Deposit HK$5.66M · loan HK$50.96M · min. income ≈ HK$493,910/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,523
−HK$13,967/mo
▼ 0.25% · 3.875%
HK$265,457
−HK$7,033/mo
Today · 4.125%
HK$272,490
baseline
▲ 0.50% · 4.625%
HK$286,854
+HK$14,364/mo
Deposit HK$5.66M · loan HK$50.96M · min. income ≈ HK$544,980/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,406,225 · Scale 2, in force from 26 Feb 2026)