LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,107
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$133,123
−HK$4,081/mo
Today · 4.125%
HK$137,204
baseline
▲ 0.50% · 4.625%
HK$145,552
+HK$8,348/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$274,408/mo (50% DSR)
Upfront cash ≈ HK$30.72M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,631
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$147,483
−HK$3,908/mo
Today · 4.125%
HK$151,391
baseline
▲ 0.50% · 4.625%
HK$159,371
+HK$7,980/mo
Deposit HK$28.31M · loan HK$28.31M · min. income ≈ HK$302,782/mo (50% DSR)
Upfront cash ≈ HK$30.72M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,929
−HK$9,715/mo
▼ 0.25% · 3.875%
HK$159,748
−HK$4,896/mo
Today · 4.125%
HK$164,644
baseline
▲ 0.50% · 4.625%
HK$174,662
+HK$10,018/mo
Deposit HK$22.65M · loan HK$33.97M · min. income ≈ HK$329,288/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,357
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$176,979
−HK$4,690/mo
Today · 4.125%
HK$181,669
baseline
▲ 0.50% · 4.625%
HK$191,245
+HK$9,576/mo
Deposit HK$22.65M · loan HK$33.97M · min. income ≈ HK$363,338/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,750
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$186,373
−HK$5,712/mo
Today · 4.125%
HK$192,085
baseline
▲ 0.50% · 4.625%
HK$203,773
+HK$11,688/mo
Deposit HK$16.99M · loan HK$39.63M · min. income ≈ HK$384,170/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,083
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$206,476
−HK$5,471/mo
Today · 4.125%
HK$211,947
baseline
▲ 0.50% · 4.625%
HK$223,119
+HK$11,172/mo
Deposit HK$16.99M · loan HK$39.63M · min. income ≈ HK$423,894/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,393
−HK$14,573/mo
▼ 0.25% · 3.875%
HK$239,622
−HK$7,344/mo
Today · 4.125%
HK$246,966
baseline
▲ 0.50% · 4.625%
HK$261,994
+HK$15,028/mo
Deposit HK$5.66M · loan HK$50.96M · min. income ≈ HK$493,932/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,535
−HK$13,968/mo
▼ 0.25% · 3.875%
HK$265,469
−HK$7,034/mo
Today · 4.125%
HK$272,503
baseline
▲ 0.50% · 4.625%
HK$286,867
+HK$14,364/mo
Deposit HK$5.66M · loan HK$50.96M · min. income ≈ HK$545,006/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,406,337 · Scale 2, in force from 26 Feb 2026)