LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,152
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$133,170
−HK$4,081/mo
Today · 4.125%
HK$137,251
baseline
▲ 0.50% · 4.625%
HK$145,603
+HK$8,352/mo
Deposit HK$28.32M · loan HK$28.32M · min. income ≈ HK$274,502/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,681
−HK$7,762/mo
▼ 0.25% · 3.875%
HK$147,534
−HK$3,909/mo
Today · 4.125%
HK$151,443
baseline
▲ 0.50% · 4.625%
HK$159,426
+HK$7,983/mo
Deposit HK$28.32M · loan HK$28.32M · min. income ≈ HK$302,886/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,983
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,804
−HK$4,898/mo
Today · 4.125%
HK$164,702
baseline
▲ 0.50% · 4.625%
HK$174,723
+HK$10,021/mo
Deposit HK$22.66M · loan HK$33.98M · min. income ≈ HK$329,404/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,417
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$177,041
−HK$4,691/mo
Today · 4.125%
HK$181,732
baseline
▲ 0.50% · 4.625%
HK$191,311
+HK$9,579/mo
Deposit HK$22.66M · loan HK$33.98M · min. income ≈ HK$363,464/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,813
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$186,437
−HK$5,715/mo
Today · 4.125%
HK$192,152
baseline
▲ 0.50% · 4.625%
HK$203,844
+HK$11,692/mo
Deposit HK$16.99M · loan HK$39.65M · min. income ≈ HK$384,304/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,153
−HK$10,868/mo
▼ 0.25% · 3.875%
HK$206,548
−HK$5,473/mo
Today · 4.125%
HK$212,021
baseline
▲ 0.50% · 4.625%
HK$223,196
+HK$11,175/mo
Deposit HK$16.99M · loan HK$39.65M · min. income ≈ HK$424,042/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,474
−HK$14,578/mo
▼ 0.25% · 3.875%
HK$239,705
−HK$7,347/mo
Today · 4.125%
HK$247,052
baseline
▲ 0.50% · 4.625%
HK$262,085
+HK$15,033/mo
Deposit HK$5.66M · loan HK$50.98M · min. income ≈ HK$494,104/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,625
−HK$13,973/mo
▼ 0.25% · 3.875%
HK$265,561
−HK$7,037/mo
Today · 4.125%
HK$272,598
baseline
▲ 0.50% · 4.625%
HK$286,967
+HK$14,369/mo
Deposit HK$5.66M · loan HK$50.98M · min. income ≈ HK$545,196/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,173 · Scale 2, in force from 26 Feb 2026)