LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,915
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,317
−HK$408/mo
Today · 4.125%
HK$13,725
baseline
▲ 0.50% · 4.625%
HK$14,560
+HK$835/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,450/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,368
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,754
−HK$391/mo
Today · 4.125%
HK$15,145
baseline
▲ 0.50% · 4.625%
HK$15,943
+HK$798/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,290/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,498
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,981
−HK$489/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,473
+HK$1,003/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,940/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,242
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,704
−HK$469/mo
Today · 4.125%
HK$18,173
baseline
▲ 0.50% · 4.625%
HK$19,131
+HK$958/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,346/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,082
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,644
−HK$571/mo
Today · 4.125%
HK$19,215
baseline
▲ 0.50% · 4.625%
HK$20,385
+HK$1,170/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$38,430/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,116
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,655
−HK$547/mo
Today · 4.125%
HK$21,202
baseline
▲ 0.50% · 4.625%
HK$22,320
+HK$1,118/mo
Deposit HK$1.70M · loan HK$3.96M · min. income ≈ HK$42,404/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,248
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,971
−HK$735/mo
Today · 4.125%
HK$24,706
baseline
▲ 0.50% · 4.625%
HK$26,209
+HK$1,503/mo
Deposit HK$566K · loan HK$5.10M · min. income ≈ HK$49,412/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,863
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$704/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,697
+HK$1,437/mo
Deposit HK$566K · loan HK$5.10M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,441 · Scale 2, in force from 26 Feb 2026)