LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,160
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$133,177
−HK$4,082/mo
Today · 4.125%
HK$137,259
baseline
▲ 0.50% · 4.625%
HK$145,611
+HK$8,352/mo
Deposit HK$28.32M · loan HK$28.32M · min. income ≈ HK$274,518/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,689
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$147,543
−HK$3,909/mo
Today · 4.125%
HK$151,452
baseline
▲ 0.50% · 4.625%
HK$159,435
+HK$7,983/mo
Deposit HK$28.32M · loan HK$28.32M · min. income ≈ HK$302,904/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,992
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,813
−HK$4,898/mo
Today · 4.125%
HK$164,711
baseline
▲ 0.50% · 4.625%
HK$174,733
+HK$10,022/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$329,422/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,427
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$177,051
−HK$4,692/mo
Today · 4.125%
HK$181,743
baseline
▲ 0.50% · 4.625%
HK$191,322
+HK$9,579/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$363,486/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,824
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$186,448
−HK$5,715/mo
Today · 4.125%
HK$192,163
baseline
▲ 0.50% · 4.625%
HK$203,856
+HK$11,693/mo
Deposit HK$16.99M · loan HK$39.65M · min. income ≈ HK$384,326/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,165
−HK$10,868/mo
▼ 0.25% · 3.875%
HK$206,560
−HK$5,473/mo
Today · 4.125%
HK$212,033
baseline
▲ 0.50% · 4.625%
HK$223,209
+HK$11,176/mo
Deposit HK$16.99M · loan HK$39.65M · min. income ≈ HK$424,066/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,488
−HK$14,579/mo
▼ 0.25% · 3.875%
HK$239,719
−HK$7,348/mo
Today · 4.125%
HK$247,067
baseline
▲ 0.50% · 4.625%
HK$262,100
+HK$15,033/mo
Deposit HK$5.66M · loan HK$50.98M · min. income ≈ HK$494,134/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,640
−HK$13,974/mo
▼ 0.25% · 3.875%
HK$265,577
−HK$7,037/mo
Today · 4.125%
HK$272,614
baseline
▲ 0.50% · 4.625%
HK$286,984
+HK$14,370/mo
Deposit HK$5.66M · loan HK$50.98M · min. income ≈ HK$545,228/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,314 · Scale 2, in force from 26 Feb 2026)