LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,163
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$133,181
−HK$4,082/mo
Today · 4.125%
HK$137,263
baseline
▲ 0.50% · 4.625%
HK$145,615
+HK$8,352/mo
Deposit HK$28.32M · loan HK$28.32M · min. income ≈ HK$274,526/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,693
−HK$7,763/mo
▼ 0.25% · 3.875%
HK$147,547
−HK$3,909/mo
Today · 4.125%
HK$151,456
baseline
▲ 0.50% · 4.625%
HK$159,440
+HK$7,984/mo
Deposit HK$28.32M · loan HK$28.32M · min. income ≈ HK$302,912/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,996
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$159,817
−HK$4,899/mo
Today · 4.125%
HK$164,716
baseline
▲ 0.50% · 4.625%
HK$174,738
+HK$10,022/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$329,432/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,432
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$177,056
−HK$4,692/mo
Today · 4.125%
HK$181,748
baseline
▲ 0.50% · 4.625%
HK$191,328
+HK$9,580/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$363,496/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,829
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$186,454
−HK$5,714/mo
Today · 4.125%
HK$192,168
baseline
▲ 0.50% · 4.625%
HK$203,861
+HK$11,693/mo
Deposit HK$16.99M · loan HK$39.65M · min. income ≈ HK$384,336/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,170
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$206,566
−HK$5,473/mo
Today · 4.125%
HK$212,039
baseline
▲ 0.50% · 4.625%
HK$223,216
+HK$11,177/mo
Deposit HK$16.99M · loan HK$39.65M · min. income ≈ HK$424,078/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,494
−HK$14,580/mo
▼ 0.25% · 3.875%
HK$239,726
−HK$7,348/mo
Today · 4.125%
HK$247,074
baseline
▲ 0.50% · 4.625%
HK$262,108
+HK$15,034/mo
Deposit HK$5.66M · loan HK$50.98M · min. income ≈ HK$494,148/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,647
−HK$13,974/mo
▼ 0.25% · 3.875%
HK$265,584
−HK$7,037/mo
Today · 4.125%
HK$272,621
baseline
▲ 0.50% · 4.625%
HK$286,992
+HK$14,371/mo
Deposit HK$5.66M · loan HK$50.98M · min. income ≈ HK$545,242/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,382 · Scale 2, in force from 26 Feb 2026)