LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,179
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$133,198
−HK$4,082/mo
Today · 4.125%
HK$137,280
baseline
▲ 0.50% · 4.625%
HK$145,633
+HK$8,353/mo
Deposit HK$28.33M · loan HK$28.33M · min. income ≈ HK$274,560/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,711
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$147,565
−HK$3,910/mo
Today · 4.125%
HK$151,475
baseline
▲ 0.50% · 4.625%
HK$159,459
+HK$7,984/mo
Deposit HK$28.33M · loan HK$28.33M · min. income ≈ HK$302,950/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,015
−HK$9,721/mo
▼ 0.25% · 3.875%
HK$159,837
−HK$4,899/mo
Today · 4.125%
HK$164,736
baseline
▲ 0.50% · 4.625%
HK$174,760
+HK$10,024/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$329,472/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,453
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$177,078
−HK$4,692/mo
Today · 4.125%
HK$181,770
baseline
▲ 0.50% · 4.625%
HK$191,351
+HK$9,581/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$363,540/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,851
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$186,477
−HK$5,715/mo
Today · 4.125%
HK$192,192
baseline
▲ 0.50% · 4.625%
HK$203,886
+HK$11,694/mo
Deposit HK$17.00M · loan HK$39.66M · min. income ≈ HK$384,384/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,195
−HK$10,870/mo
▼ 0.25% · 3.875%
HK$206,591
−HK$5,474/mo
Today · 4.125%
HK$212,065
baseline
▲ 0.50% · 4.625%
HK$223,243
+HK$11,178/mo
Deposit HK$17.00M · loan HK$39.66M · min. income ≈ HK$424,130/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,523
−HK$14,581/mo
▼ 0.25% · 3.875%
HK$239,756
−HK$7,348/mo
Today · 4.125%
HK$247,104
baseline
▲ 0.50% · 4.625%
HK$262,140
+HK$15,036/mo
Deposit HK$5.67M · loan HK$50.99M · min. income ≈ HK$494,208/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,679
−HK$13,976/mo
▼ 0.25% · 3.875%
HK$265,617
−HK$7,038/mo
Today · 4.125%
HK$272,655
baseline
▲ 0.50% · 4.625%
HK$287,027
+HK$14,372/mo
Deposit HK$5.67M · loan HK$50.99M · min. income ≈ HK$545,310/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,678 · Scale 2, in force from 26 Feb 2026)