LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,919
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,321
−HK$408/mo
Today · 4.125%
HK$13,729
baseline
▲ 0.50% · 4.625%
HK$14,565
+HK$836/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,458/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,373
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,758
−HK$391/mo
Today · 4.125%
HK$15,149
baseline
▲ 0.50% · 4.625%
HK$15,948
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,298/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,503
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,985
−HK$490/mo
Today · 4.125%
HK$16,475
baseline
▲ 0.50% · 4.625%
HK$17,478
+HK$1,003/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,950/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,247
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,710
−HK$469/mo
Today · 4.125%
HK$18,179
baseline
▲ 0.50% · 4.625%
HK$19,137
+HK$958/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,358/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,087
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,650
−HK$571/mo
Today · 4.125%
HK$19,221
baseline
▲ 0.50% · 4.625%
HK$20,391
+HK$1,170/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,442/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,122
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,661
−HK$548/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,327
+HK$1,118/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,255
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,978
−HK$735/mo
Today · 4.125%
HK$24,713
baseline
▲ 0.50% · 4.625%
HK$26,217
+HK$1,504/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,426/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,871
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,564
−HK$704/mo
Today · 4.125%
HK$27,268
baseline
▲ 0.50% · 4.625%
HK$28,706
+HK$1,438/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$54,536/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,479 · Scale 2, in force from 26 Feb 2026)