LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,192
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$133,211
−HK$4,083/mo
Today · 4.125%
HK$137,294
baseline
▲ 0.50% · 4.625%
HK$145,648
+HK$8,354/mo
Deposit HK$28.33M · loan HK$28.33M · min. income ≈ HK$274,588/mo (50% DSR)
Upfront cash ≈ HK$30.74M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,725
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$147,580
−HK$3,910/mo
Today · 4.125%
HK$151,490
baseline
▲ 0.50% · 4.625%
HK$159,476
+HK$7,986/mo
Deposit HK$28.33M · loan HK$28.33M · min. income ≈ HK$302,980/mo (50% DSR)
Upfront cash ≈ HK$30.74M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,031
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$159,853
−HK$4,900/mo
Today · 4.125%
HK$164,753
baseline
▲ 0.50% · 4.625%
HK$174,778
+HK$10,025/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$329,506/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,470
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$177,096
−HK$4,692/mo
Today · 4.125%
HK$181,788
baseline
▲ 0.50% · 4.625%
HK$191,371
+HK$9,583/mo
Deposit HK$22.66M · loan HK$33.99M · min. income ≈ HK$363,576/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,869
−HK$11,343/mo
▼ 0.25% · 3.875%
HK$186,496
−HK$5,716/mo
Today · 4.125%
HK$192,212
baseline
▲ 0.50% · 4.625%
HK$203,907
+HK$11,695/mo
Deposit HK$17.00M · loan HK$39.66M · min. income ≈ HK$384,424/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,215
−HK$10,872/mo
▼ 0.25% · 3.875%
HK$206,612
−HK$5,475/mo
Today · 4.125%
HK$212,087
baseline
▲ 0.50% · 4.625%
HK$223,266
+HK$11,179/mo
Deposit HK$17.00M · loan HK$39.66M · min. income ≈ HK$424,174/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,546
−HK$14,583/mo
▼ 0.25% · 3.875%
HK$239,780
−HK$7,349/mo
Today · 4.125%
HK$247,129
baseline
▲ 0.50% · 4.625%
HK$262,166
+HK$15,037/mo
Deposit HK$5.67M · loan HK$50.99M · min. income ≈ HK$494,258/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,706
−HK$13,977/mo
▼ 0.25% · 3.875%
HK$265,644
−HK$7,039/mo
Today · 4.125%
HK$272,683
baseline
▲ 0.50% · 4.625%
HK$287,056
+HK$14,373/mo
Deposit HK$5.67M · loan HK$50.99M · min. income ≈ HK$545,366/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$2,407,923 · Scale 2, in force from 26 Feb 2026)