LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,227
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$133,246
−HK$4,084/mo
Today · 4.125%
HK$137,330
baseline
▲ 0.50% · 4.625%
HK$145,687
+HK$8,357/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$274,660/mo (50% DSR)
Upfront cash ≈ HK$30.74M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,764
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,619
−HK$3,912/mo
Today · 4.125%
HK$151,531
baseline
▲ 0.50% · 4.625%
HK$159,518
+HK$7,987/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$303,062/mo (50% DSR)
Upfront cash ≈ HK$30.74M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,072
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$159,896
−HK$4,901/mo
Today · 4.125%
HK$164,797
baseline
▲ 0.50% · 4.625%
HK$174,824
+HK$10,027/mo
Deposit HK$22.67M · loan HK$34.00M · min. income ≈ HK$329,594/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,516
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$177,143
−HK$4,694/mo
Today · 4.125%
HK$181,837
baseline
▲ 0.50% · 4.625%
HK$191,422
+HK$9,585/mo
Deposit HK$22.67M · loan HK$34.00M · min. income ≈ HK$363,674/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,918
−HK$11,345/mo
▼ 0.25% · 3.875%
HK$186,545
−HK$5,718/mo
Today · 4.125%
HK$192,263
baseline
▲ 0.50% · 4.625%
HK$203,961
+HK$11,698/mo
Deposit HK$17.00M · loan HK$39.67M · min. income ≈ HK$384,526/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,269
−HK$10,874/mo
▼ 0.25% · 3.875%
HK$206,667
−HK$5,476/mo
Today · 4.125%
HK$212,143
baseline
▲ 0.50% · 4.625%
HK$223,325
+HK$11,182/mo
Deposit HK$17.00M · loan HK$39.67M · min. income ≈ HK$424,286/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,608
−HK$14,587/mo
▼ 0.25% · 3.875%
HK$239,844
−HK$7,351/mo
Today · 4.125%
HK$247,195
baseline
▲ 0.50% · 4.625%
HK$262,236
+HK$15,041/mo
Deposit HK$5.67M · loan HK$51.00M · min. income ≈ HK$494,390/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,774
−HK$13,981/mo
▼ 0.25% · 3.875%
HK$265,715
−HK$7,040/mo
Today · 4.125%
HK$272,755
baseline
▲ 0.50% · 4.625%
HK$287,132
+HK$14,377/mo
Deposit HK$5.67M · loan HK$51.00M · min. income ≈ HK$545,510/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,408,563 · Scale 2, in force from 26 Feb 2026)