LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,923
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,325
−HK$408/mo
Today · 4.125%
HK$13,733
baseline
▲ 0.50% · 4.625%
HK$14,569
+HK$836/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,466/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,377
−HK$776/mo
▼ 0.25% · 3.875%
HK$14,762
−HK$391/mo
Today · 4.125%
HK$15,153
baseline
▲ 0.50% · 4.625%
HK$15,952
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,306/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,507
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,990
−HK$490/mo
Today · 4.125%
HK$16,480
baseline
▲ 0.50% · 4.625%
HK$17,483
+HK$1,003/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,960/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,252
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,715
−HK$469/mo
Today · 4.125%
HK$18,184
baseline
▲ 0.50% · 4.625%
HK$19,142
+HK$958/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,368/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,092
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,655
−HK$572/mo
Today · 4.125%
HK$19,227
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,169/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,454/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,667
−HK$548/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,333
+HK$1,118/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,261
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,985
−HK$735/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,224
+HK$1,504/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,878
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,572
−HK$704/mo
Today · 4.125%
HK$27,276
baseline
▲ 0.50% · 4.625%
HK$28,714
+HK$1,438/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$54,552/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,515 · Scale 2, in force from 26 Feb 2026)