LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,233
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,253
−HK$4,085/mo
Today · 4.125%
HK$137,338
baseline
▲ 0.50% · 4.625%
HK$145,694
+HK$8,356/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$274,676/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,771
−HK$7,767/mo
▼ 0.25% · 3.875%
HK$147,627
−HK$3,911/mo
Today · 4.125%
HK$151,538
baseline
▲ 0.50% · 4.625%
HK$159,526
+HK$7,988/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$303,076/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,080
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$159,904
−HK$4,901/mo
Today · 4.125%
HK$164,805
baseline
▲ 0.50% · 4.625%
HK$174,833
+HK$10,028/mo
Deposit HK$22.67M · loan HK$34.00M · min. income ≈ HK$329,610/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,525
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$177,152
−HK$4,694/mo
Today · 4.125%
HK$181,846
baseline
▲ 0.50% · 4.625%
HK$191,431
+HK$9,585/mo
Deposit HK$22.67M · loan HK$34.00M · min. income ≈ HK$363,692/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,927
−HK$11,346/mo
▼ 0.25% · 3.875%
HK$186,555
−HK$5,718/mo
Today · 4.125%
HK$192,273
baseline
▲ 0.50% · 4.625%
HK$203,972
+HK$11,699/mo
Deposit HK$17.00M · loan HK$39.67M · min. income ≈ HK$384,546/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,279
−HK$10,875/mo
▼ 0.25% · 3.875%
HK$206,677
−HK$5,477/mo
Today · 4.125%
HK$212,154
baseline
▲ 0.50% · 4.625%
HK$223,337
+HK$11,183/mo
Deposit HK$17.00M · loan HK$39.67M · min. income ≈ HK$424,308/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,620
−HK$14,588/mo
▼ 0.25% · 3.875%
HK$239,856
−HK$7,352/mo
Today · 4.125%
HK$247,208
baseline
▲ 0.50% · 4.625%
HK$262,250
+HK$15,042/mo
Deposit HK$5.67M · loan HK$51.01M · min. income ≈ HK$494,416/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,788
−HK$13,981/mo
▼ 0.25% · 3.875%
HK$265,728
−HK$7,041/mo
Today · 4.125%
HK$272,769
baseline
▲ 0.50% · 4.625%
HK$287,147
+HK$14,378/mo
Deposit HK$5.67M · loan HK$51.01M · min. income ≈ HK$545,538/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,408,686 · Scale 2, in force from 26 Feb 2026)