LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,251
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,271
−HK$4,085/mo
Today · 4.125%
HK$137,356
baseline
▲ 0.50% · 4.625%
HK$145,714
+HK$8,358/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$274,712/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,790
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,647
−HK$3,912/mo
Today · 4.125%
HK$151,559
baseline
▲ 0.50% · 4.625%
HK$159,548
+HK$7,989/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$303,118/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,101
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$159,925
−HK$4,902/mo
Today · 4.125%
HK$164,827
baseline
▲ 0.50% · 4.625%
HK$174,857
+HK$10,030/mo
Deposit HK$22.67M · loan HK$34.01M · min. income ≈ HK$329,654/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,548
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,176
−HK$4,695/mo
Today · 4.125%
HK$181,871
baseline
▲ 0.50% · 4.625%
HK$191,457
+HK$9,586/mo
Deposit HK$22.67M · loan HK$34.01M · min. income ≈ HK$363,742/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,951
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$186,580
−HK$5,718/mo
Today · 4.125%
HK$192,298
baseline
▲ 0.50% · 4.625%
HK$203,999
+HK$11,701/mo
Deposit HK$17.00M · loan HK$39.68M · min. income ≈ HK$384,596/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,306
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$206,705
−HK$5,477/mo
Today · 4.125%
HK$212,182
baseline
▲ 0.50% · 4.625%
HK$223,367
+HK$11,185/mo
Deposit HK$17.00M · loan HK$39.68M · min. income ≈ HK$424,364/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,651
−HK$14,590/mo
▼ 0.25% · 3.875%
HK$239,888
−HK$7,353/mo
Today · 4.125%
HK$247,241
baseline
▲ 0.50% · 4.625%
HK$262,285
+HK$15,044/mo
Deposit HK$5.67M · loan HK$51.01M · min. income ≈ HK$494,482/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,822
−HK$13,984/mo
▼ 0.25% · 3.875%
HK$265,764
−HK$7,042/mo
Today · 4.125%
HK$272,806
baseline
▲ 0.50% · 4.625%
HK$287,186
+HK$14,380/mo
Deposit HK$5.67M · loan HK$51.01M · min. income ≈ HK$545,612/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,010 · Scale 2, in force from 26 Feb 2026)