LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,253
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$133,273
−HK$4,085/mo
Today · 4.125%
HK$137,358
baseline
▲ 0.50% · 4.625%
HK$145,716
+HK$8,358/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$274,716/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,793
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$147,649
−HK$3,912/mo
Today · 4.125%
HK$151,561
baseline
▲ 0.50% · 4.625%
HK$159,550
+HK$7,989/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$303,122/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,103
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,928
−HK$4,902/mo
Today · 4.125%
HK$164,830
baseline
▲ 0.50% · 4.625%
HK$174,859
+HK$10,029/mo
Deposit HK$22.67M · loan HK$34.01M · min. income ≈ HK$329,660/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,551
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$177,179
−HK$4,694/mo
Today · 4.125%
HK$181,873
baseline
▲ 0.50% · 4.625%
HK$191,460
+HK$9,587/mo
Deposit HK$22.67M · loan HK$34.01M · min. income ≈ HK$363,746/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,954
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$186,583
−HK$5,718/mo
Today · 4.125%
HK$192,301
baseline
▲ 0.50% · 4.625%
HK$204,003
+HK$11,702/mo
Deposit HK$17.01M · loan HK$39.68M · min. income ≈ HK$384,602/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,310
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$206,709
−HK$5,477/mo
Today · 4.125%
HK$212,186
baseline
▲ 0.50% · 4.625%
HK$223,370
+HK$11,184/mo
Deposit HK$17.01M · loan HK$39.68M · min. income ≈ HK$424,372/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,655
−HK$14,590/mo
▼ 0.25% · 3.875%
HK$239,892
−HK$7,353/mo
Today · 4.125%
HK$247,245
baseline
▲ 0.50% · 4.625%
HK$262,289
+HK$15,044/mo
Deposit HK$5.67M · loan HK$51.02M · min. income ≈ HK$494,490/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,827
−HK$13,983/mo
▼ 0.25% · 3.875%
HK$265,768
−HK$7,042/mo
Today · 4.125%
HK$272,810
baseline
▲ 0.50% · 4.625%
HK$287,190
+HK$14,380/mo
Deposit HK$5.67M · loan HK$51.02M · min. income ≈ HK$545,620/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,048 · Scale 2, in force from 26 Feb 2026)