LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,260
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,281
−HK$4,085/mo
Today · 4.125%
HK$137,366
baseline
▲ 0.50% · 4.625%
HK$145,724
+HK$8,358/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$274,732/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,800
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,657
−HK$3,912/mo
Today · 4.125%
HK$151,569
baseline
▲ 0.50% · 4.625%
HK$159,559
+HK$7,990/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$303,138/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,112
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,937
−HK$4,902/mo
Today · 4.125%
HK$164,839
baseline
▲ 0.50% · 4.625%
HK$174,869
+HK$10,030/mo
Deposit HK$22.67M · loan HK$34.01M · min. income ≈ HK$329,678/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,560
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,188
−HK$4,695/mo
Today · 4.125%
HK$181,883
baseline
▲ 0.50% · 4.625%
HK$191,471
+HK$9,588/mo
Deposit HK$22.67M · loan HK$34.01M · min. income ≈ HK$363,766/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,964
−HK$11,348/mo
▼ 0.25% · 3.875%
HK$186,593
−HK$5,719/mo
Today · 4.125%
HK$192,312
baseline
▲ 0.50% · 4.625%
HK$204,014
+HK$11,702/mo
Deposit HK$17.01M · loan HK$39.68M · min. income ≈ HK$384,624/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,320
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$206,720
−HK$5,477/mo
Today · 4.125%
HK$212,197
baseline
▲ 0.50% · 4.625%
HK$223,382
+HK$11,185/mo
Deposit HK$17.01M · loan HK$39.68M · min. income ≈ HK$424,394/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,668
−HK$14,590/mo
▼ 0.25% · 3.875%
HK$239,905
−HK$7,353/mo
Today · 4.125%
HK$247,258
baseline
▲ 0.50% · 4.625%
HK$262,303
+HK$15,045/mo
Deposit HK$5.67M · loan HK$51.02M · min. income ≈ HK$494,516/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,840
−HK$13,985/mo
▼ 0.25% · 3.875%
HK$265,782
−HK$7,043/mo
Today · 4.125%
HK$272,825
baseline
▲ 0.50% · 4.625%
HK$287,206
+HK$14,381/mo
Deposit HK$5.67M · loan HK$51.02M · min. income ≈ HK$545,650/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,178 · Scale 2, in force from 26 Feb 2026)