LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,263
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$133,284
−HK$4,085/mo
Today · 4.125%
HK$137,369
baseline
▲ 0.50% · 4.625%
HK$145,727
+HK$8,358/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$274,738/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,804
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$147,660
−HK$3,913/mo
Today · 4.125%
HK$151,573
baseline
▲ 0.50% · 4.625%
HK$159,562
+HK$7,989/mo
Deposit HK$28.34M · loan HK$28.34M · min. income ≈ HK$303,146/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,115
−HK$9,728/mo
▼ 0.25% · 3.875%
HK$159,940
−HK$4,903/mo
Today · 4.125%
HK$164,843
baseline
▲ 0.50% · 4.625%
HK$174,873
+HK$10,030/mo
Deposit HK$22.68M · loan HK$34.01M · min. income ≈ HK$329,686/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,564
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,192
−HK$4,695/mo
Today · 4.125%
HK$181,887
baseline
▲ 0.50% · 4.625%
HK$191,475
+HK$9,588/mo
Deposit HK$22.68M · loan HK$34.01M · min. income ≈ HK$363,774/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,968
−HK$11,348/mo
▼ 0.25% · 3.875%
HK$186,597
−HK$5,719/mo
Today · 4.125%
HK$192,316
baseline
▲ 0.50% · 4.625%
HK$204,018
+HK$11,702/mo
Deposit HK$17.01M · loan HK$39.68M · min. income ≈ HK$384,632/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,325
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$206,724
−HK$5,478/mo
Today · 4.125%
HK$212,202
baseline
▲ 0.50% · 4.625%
HK$223,387
+HK$11,185/mo
Deposit HK$17.01M · loan HK$39.68M · min. income ≈ HK$424,404/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,673
−HK$14,591/mo
▼ 0.25% · 3.875%
HK$239,911
−HK$7,353/mo
Today · 4.125%
HK$247,264
baseline
▲ 0.50% · 4.625%
HK$262,309
+HK$15,045/mo
Deposit HK$5.67M · loan HK$51.02M · min. income ≈ HK$494,528/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,846
−HK$13,985/mo
▼ 0.25% · 3.875%
HK$265,789
−HK$7,042/mo
Today · 4.125%
HK$272,831
baseline
▲ 0.50% · 4.625%
HK$287,212
+HK$14,381/mo
Deposit HK$5.67M · loan HK$51.02M · min. income ≈ HK$545,662/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,409,234 · Scale 2, in force from 26 Feb 2026)