LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,929
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,331
−HK$408/mo
Today · 4.125%
HK$13,739
baseline
▲ 0.50% · 4.625%
HK$14,575
+HK$836/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,478/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,383
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,769
−HK$391/mo
Today · 4.125%
HK$15,160
baseline
▲ 0.50% · 4.625%
HK$15,959
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,320/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,514
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,997
−HK$490/mo
Today · 4.125%
HK$16,487
baseline
▲ 0.50% · 4.625%
HK$17,490
+HK$1,003/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,974/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,260
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,722
−HK$470/mo
Today · 4.125%
HK$18,192
baseline
▲ 0.50% · 4.625%
HK$19,151
+HK$959/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,384/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,100
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,663
−HK$572/mo
Today · 4.125%
HK$19,235
baseline
▲ 0.50% · 4.625%
HK$20,406
+HK$1,171/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,470/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,136
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,676
−HK$548/mo
Today · 4.125%
HK$21,224
baseline
▲ 0.50% · 4.625%
HK$22,343
+HK$1,119/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,448/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$736/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,505/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$704/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,438/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,571 · Scale 2, in force from 26 Feb 2026)