LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,308
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,330
−HK$4,087/mo
Today · 4.125%
HK$137,417
baseline
▲ 0.50% · 4.625%
HK$145,778
+HK$8,361/mo
Deposit HK$28.35M · loan HK$28.35M · min. income ≈ HK$274,834/mo (50% DSR)
Upfront cash ≈ HK$30.76M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,854
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,712
−HK$3,914/mo
Today · 4.125%
HK$151,626
baseline
▲ 0.50% · 4.625%
HK$159,618
+HK$7,992/mo
Deposit HK$28.35M · loan HK$28.35M · min. income ≈ HK$303,252/mo (50% DSR)
Upfront cash ≈ HK$30.76M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,169
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$159,996
−HK$4,904/mo
Today · 4.125%
HK$164,900
baseline
▲ 0.50% · 4.625%
HK$174,934
+HK$10,034/mo
Deposit HK$22.68M · loan HK$34.02M · min. income ≈ HK$329,800/mo (50% DSR)
Upfront cash ≈ HK$25.09M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,624
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,254
−HK$4,697/mo
Today · 4.125%
HK$181,951
baseline
▲ 0.50% · 4.625%
HK$191,542
+HK$9,591/mo
Deposit HK$22.68M · loan HK$34.02M · min. income ≈ HK$363,902/mo (50% DSR)
Upfront cash ≈ HK$25.09M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,031
−HK$11,352/mo
▼ 0.25% · 3.875%
HK$186,662
−HK$5,721/mo
Today · 4.125%
HK$192,383
baseline
▲ 0.50% · 4.625%
HK$204,089
+HK$11,706/mo
Deposit HK$17.01M · loan HK$39.70M · min. income ≈ HK$384,766/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,395
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$206,797
−HK$5,479/mo
Today · 4.125%
HK$212,276
baseline
▲ 0.50% · 4.625%
HK$223,465
+HK$11,189/mo
Deposit HK$17.01M · loan HK$39.70M · min. income ≈ HK$424,552/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,754
−HK$14,596/mo
▼ 0.25% · 3.875%
HK$239,994
−HK$7,356/mo
Today · 4.125%
HK$247,350
baseline
▲ 0.50% · 4.625%
HK$262,401
+HK$15,051/mo
Deposit HK$5.67M · loan HK$51.04M · min. income ≈ HK$494,700/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,937
−HK$13,989/mo
▼ 0.25% · 3.875%
HK$265,881
−HK$7,045/mo
Today · 4.125%
HK$272,926
baseline
▲ 0.50% · 4.625%
HK$287,313
+HK$14,387/mo
Deposit HK$5.67M · loan HK$51.04M · min. income ≈ HK$545,852/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,074 · Scale 2, in force from 26 Feb 2026)