LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,315
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$133,338
−HK$4,086/mo
Today · 4.125%
HK$137,424
baseline
▲ 0.50% · 4.625%
HK$145,786
+HK$8,362/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$274,848/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,862
−HK$7,772/mo
▼ 0.25% · 3.875%
HK$147,720
−HK$3,914/mo
Today · 4.125%
HK$151,634
baseline
▲ 0.50% · 4.625%
HK$159,627
+HK$7,993/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$303,268/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,178
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$160,005
−HK$4,904/mo
Today · 4.125%
HK$164,909
baseline
▲ 0.50% · 4.625%
HK$174,944
+HK$10,035/mo
Deposit HK$22.68M · loan HK$34.03M · min. income ≈ HK$329,818/mo (50% DSR)
Upfront cash ≈ HK$25.09M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,634
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,264
−HK$4,697/mo
Today · 4.125%
HK$181,961
baseline
▲ 0.50% · 4.625%
HK$191,553
+HK$9,592/mo
Deposit HK$22.68M · loan HK$34.03M · min. income ≈ HK$363,922/mo (50% DSR)
Upfront cash ≈ HK$25.09M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,041
−HK$11,353/mo
▼ 0.25% · 3.875%
HK$186,673
−HK$5,721/mo
Today · 4.125%
HK$192,394
baseline
▲ 0.50% · 4.625%
HK$204,101
+HK$11,707/mo
Deposit HK$17.01M · loan HK$39.70M · min. income ≈ HK$384,788/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,407
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$206,808
−HK$5,480/mo
Today · 4.125%
HK$212,288
baseline
▲ 0.50% · 4.625%
HK$223,478
+HK$11,190/mo
Deposit HK$17.01M · loan HK$39.70M · min. income ≈ HK$424,576/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,767
−HK$14,597/mo
▼ 0.25% · 3.875%
HK$240,008
−HK$7,356/mo
Today · 4.125%
HK$247,364
baseline
▲ 0.50% · 4.625%
HK$262,415
+HK$15,051/mo
Deposit HK$5.67M · loan HK$51.04M · min. income ≈ HK$494,728/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,951
−HK$13,991/mo
▼ 0.25% · 3.875%
HK$265,896
−HK$7,046/mo
Today · 4.125%
HK$272,942
baseline
▲ 0.50% · 4.625%
HK$287,329
+HK$14,387/mo
Deposit HK$5.67M · loan HK$51.04M · min. income ≈ HK$545,884/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,210 · Scale 2, in force from 26 Feb 2026)