LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,316
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,339
−HK$4,087/mo
Today · 4.125%
HK$137,426
baseline
▲ 0.50% · 4.625%
HK$145,788
+HK$8,362/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$274,852/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,863
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$147,722
−HK$3,914/mo
Today · 4.125%
HK$151,636
baseline
▲ 0.50% · 4.625%
HK$159,629
+HK$7,993/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$303,272/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,180
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$160,007
−HK$4,904/mo
Today · 4.125%
HK$164,911
baseline
▲ 0.50% · 4.625%
HK$174,945
+HK$10,034/mo
Deposit HK$22.68M · loan HK$34.03M · min. income ≈ HK$329,822/mo (50% DSR)
Upfront cash ≈ HK$25.09M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,636
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$177,266
−HK$4,697/mo
Today · 4.125%
HK$181,963
baseline
▲ 0.50% · 4.625%
HK$191,554
+HK$9,591/mo
Deposit HK$22.68M · loan HK$34.03M · min. income ≈ HK$363,926/mo (50% DSR)
Upfront cash ≈ HK$25.09M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,043
−HK$11,353/mo
▼ 0.25% · 3.875%
HK$186,674
−HK$5,722/mo
Today · 4.125%
HK$192,396
baseline
▲ 0.50% · 4.625%
HK$204,103
+HK$11,707/mo
Deposit HK$17.01M · loan HK$39.70M · min. income ≈ HK$384,792/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,408
−HK$10,882/mo
▼ 0.25% · 3.875%
HK$206,810
−HK$5,480/mo
Today · 4.125%
HK$212,290
baseline
▲ 0.50% · 4.625%
HK$223,480
+HK$11,190/mo
Deposit HK$17.01M · loan HK$39.70M · min. income ≈ HK$424,580/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,770
−HK$14,596/mo
▼ 0.25% · 3.875%
HK$240,010
−HK$7,356/mo
Today · 4.125%
HK$247,366
baseline
▲ 0.50% · 4.625%
HK$262,418
+HK$15,052/mo
Deposit HK$5.67M · loan HK$51.04M · min. income ≈ HK$494,732/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,954
−HK$13,990/mo
▼ 0.25% · 3.875%
HK$265,899
−HK$7,045/mo
Today · 4.125%
HK$272,944
baseline
▲ 0.50% · 4.625%
HK$287,331
+HK$14,387/mo
Deposit HK$5.67M · loan HK$51.04M · min. income ≈ HK$545,888/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,232 · Scale 2, in force from 26 Feb 2026)