LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,339
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,362
−HK$4,087/mo
Today · 4.125%
HK$137,449
baseline
▲ 0.50% · 4.625%
HK$145,813
+HK$8,364/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$274,898/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,888
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,747
−HK$3,915/mo
Today · 4.125%
HK$151,662
baseline
▲ 0.50% · 4.625%
HK$159,656
+HK$7,994/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$303,324/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,206
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$160,034
−HK$4,905/mo
Today · 4.125%
HK$164,939
baseline
▲ 0.50% · 4.625%
HK$174,975
+HK$10,036/mo
Deposit HK$22.69M · loan HK$34.03M · min. income ≈ HK$329,878/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,666
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$177,296
−HK$4,698/mo
Today · 4.125%
HK$181,994
baseline
▲ 0.50% · 4.625%
HK$191,587
+HK$9,593/mo
Deposit HK$22.69M · loan HK$34.03M · min. income ≈ HK$363,988/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,074
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$186,707
−HK$5,722/mo
Today · 4.125%
HK$192,429
baseline
▲ 0.50% · 4.625%
HK$204,138
+HK$11,709/mo
Deposit HK$17.02M · loan HK$39.70M · min. income ≈ HK$384,858/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,443
−HK$10,884/mo
▼ 0.25% · 3.875%
HK$206,846
−HK$5,481/mo
Today · 4.125%
HK$212,327
baseline
▲ 0.50% · 4.625%
HK$223,519
+HK$11,192/mo
Deposit HK$17.02M · loan HK$39.70M · min. income ≈ HK$424,654/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,810
−HK$14,599/mo
▼ 0.25% · 3.875%
HK$240,051
−HK$7,358/mo
Today · 4.125%
HK$247,409
baseline
▲ 0.50% · 4.625%
HK$262,463
+HK$15,054/mo
Deposit HK$5.67M · loan HK$51.05M · min. income ≈ HK$494,818/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,998
−HK$13,993/mo
▼ 0.25% · 3.875%
HK$265,945
−HK$7,046/mo
Today · 4.125%
HK$272,991
baseline
▲ 0.50% · 4.625%
HK$287,381
+HK$14,390/mo
Deposit HK$5.67M · loan HK$51.05M · min. income ≈ HK$545,982/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,648 · Scale 2, in force from 26 Feb 2026)