LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,340
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$133,363
−HK$4,088/mo
Today · 4.125%
HK$137,451
baseline
▲ 0.50% · 4.625%
HK$145,814
+HK$8,363/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$274,902/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,889
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,749
−HK$3,914/mo
Today · 4.125%
HK$151,663
baseline
▲ 0.50% · 4.625%
HK$159,658
+HK$7,995/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$303,326/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,208
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$160,036
−HK$4,905/mo
Today · 4.125%
HK$164,941
baseline
▲ 0.50% · 4.625%
HK$174,977
+HK$10,036/mo
Deposit HK$22.69M · loan HK$34.03M · min. income ≈ HK$329,882/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,667
−HK$9,329/mo
▼ 0.25% · 3.875%
HK$177,298
−HK$4,698/mo
Today · 4.125%
HK$181,996
baseline
▲ 0.50% · 4.625%
HK$191,589
+HK$9,593/mo
Deposit HK$22.69M · loan HK$34.03M · min. income ≈ HK$363,992/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,076
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$186,709
−HK$5,722/mo
Today · 4.125%
HK$192,431
baseline
▲ 0.50% · 4.625%
HK$204,140
+HK$11,709/mo
Deposit HK$17.02M · loan HK$39.71M · min. income ≈ HK$384,862/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,445
−HK$10,884/mo
▼ 0.25% · 3.875%
HK$206,848
−HK$5,481/mo
Today · 4.125%
HK$212,329
baseline
▲ 0.50% · 4.625%
HK$223,521
+HK$11,192/mo
Deposit HK$17.02M · loan HK$39.71M · min. income ≈ HK$424,658/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,812
−HK$14,599/mo
▼ 0.25% · 3.875%
HK$240,054
−HK$7,357/mo
Today · 4.125%
HK$247,411
baseline
▲ 0.50% · 4.625%
HK$262,466
+HK$15,055/mo
Deposit HK$5.67M · loan HK$51.05M · min. income ≈ HK$494,822/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,001
−HK$13,993/mo
▼ 0.25% · 3.875%
HK$265,947
−HK$7,047/mo
Today · 4.125%
HK$272,994
baseline
▲ 0.50% · 4.625%
HK$287,384
+HK$14,390/mo
Deposit HK$5.67M · loan HK$51.05M · min. income ≈ HK$545,988/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,672 · Scale 2, in force from 26 Feb 2026)