LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,341
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$133,364
−HK$4,088/mo
Today · 4.125%
HK$137,452
baseline
▲ 0.50% · 4.625%
HK$145,815
+HK$8,363/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$274,904/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,890
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,749
−HK$3,915/mo
Today · 4.125%
HK$151,664
baseline
▲ 0.50% · 4.625%
HK$159,659
+HK$7,995/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$303,328/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,209
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$160,037
−HK$4,905/mo
Today · 4.125%
HK$164,942
baseline
▲ 0.50% · 4.625%
HK$174,978
+HK$10,036/mo
Deposit HK$22.69M · loan HK$34.03M · min. income ≈ HK$329,884/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,668
−HK$9,329/mo
▼ 0.25% · 3.875%
HK$177,299
−HK$4,698/mo
Today · 4.125%
HK$181,997
baseline
▲ 0.50% · 4.625%
HK$191,591
+HK$9,594/mo
Deposit HK$22.69M · loan HK$34.03M · min. income ≈ HK$363,994/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,077
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$186,710
−HK$5,722/mo
Today · 4.125%
HK$192,432
baseline
▲ 0.50% · 4.625%
HK$204,141
+HK$11,709/mo
Deposit HK$17.02M · loan HK$39.71M · min. income ≈ HK$384,864/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,447
−HK$10,883/mo
▼ 0.25% · 3.875%
HK$206,849
−HK$5,481/mo
Today · 4.125%
HK$212,330
baseline
▲ 0.50% · 4.625%
HK$223,522
+HK$11,192/mo
Deposit HK$17.02M · loan HK$39.71M · min. income ≈ HK$424,660/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,813
−HK$14,600/mo
▼ 0.25% · 3.875%
HK$240,055
−HK$7,358/mo
Today · 4.125%
HK$247,413
baseline
▲ 0.50% · 4.625%
HK$262,467
+HK$15,054/mo
Deposit HK$5.67M · loan HK$51.05M · min. income ≈ HK$494,826/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,003
−HK$13,993/mo
▼ 0.25% · 3.875%
HK$265,949
−HK$7,047/mo
Today · 4.125%
HK$272,996
baseline
▲ 0.50% · 4.625%
HK$287,386
+HK$14,390/mo
Deposit HK$5.67M · loan HK$51.05M · min. income ≈ HK$545,992/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,688 · Scale 2, in force from 26 Feb 2026)