LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,934
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,337
−HK$409/mo
Today · 4.125%
HK$13,746
baseline
▲ 0.50% · 4.625%
HK$14,582
+HK$836/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,492/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,389
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,775
−HK$392/mo
Today · 4.125%
HK$15,167
baseline
▲ 0.50% · 4.625%
HK$15,966
+HK$799/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,334/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,521
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,004
−HK$491/mo
Today · 4.125%
HK$16,495
baseline
▲ 0.50% · 4.625%
HK$17,498
+HK$1,003/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,990/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,267
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,730
−HK$470/mo
Today · 4.125%
HK$18,200
baseline
▲ 0.50% · 4.625%
HK$19,160
+HK$960/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,400/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,108
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,671
−HK$573/mo
Today · 4.125%
HK$19,244
baseline
▲ 0.50% · 4.625%
HK$20,415
+HK$1,171/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,488/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,145
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,685
−HK$549/mo
Today · 4.125%
HK$21,234
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,119/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,468/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,282
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,006
−HK$736/mo
Today · 4.125%
HK$24,742
baseline
▲ 0.50% · 4.625%
HK$26,247
+HK$1,505/mo
Deposit HK$567K · loan HK$5.11M · min. income ≈ HK$49,484/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,901
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,596
−HK$704/mo
Today · 4.125%
HK$27,300
baseline
▲ 0.50% · 4.625%
HK$28,739
+HK$1,439/mo
Deposit HK$567K · loan HK$5.11M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,629 · Scale 2, in force from 26 Feb 2026)