LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,355
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$133,378
−HK$4,088/mo
Today · 4.125%
HK$137,466
baseline
▲ 0.50% · 4.625%
HK$145,831
+HK$8,365/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$274,932/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,906
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,765
−HK$3,916/mo
Today · 4.125%
HK$151,681
baseline
▲ 0.50% · 4.625%
HK$159,676
+HK$7,995/mo
Deposit HK$28.36M · loan HK$28.36M · min. income ≈ HK$303,362/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,226
−HK$9,734/mo
▼ 0.25% · 3.875%
HK$160,054
−HK$4,906/mo
Today · 4.125%
HK$164,960
baseline
▲ 0.50% · 4.625%
HK$174,997
+HK$10,037/mo
Deposit HK$22.69M · loan HK$34.04M · min. income ≈ HK$329,920/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,687
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$177,318
−HK$4,699/mo
Today · 4.125%
HK$182,017
baseline
▲ 0.50% · 4.625%
HK$191,611
+HK$9,594/mo
Deposit HK$22.69M · loan HK$34.04M · min. income ≈ HK$364,034/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,097
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$186,730
−HK$5,723/mo
Today · 4.125%
HK$192,453
baseline
▲ 0.50% · 4.625%
HK$204,163
+HK$11,710/mo
Deposit HK$17.02M · loan HK$39.71M · min. income ≈ HK$384,906/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,468
−HK$10,885/mo
▼ 0.25% · 3.875%
HK$206,871
−HK$5,482/mo
Today · 4.125%
HK$212,353
baseline
▲ 0.50% · 4.625%
HK$223,546
+HK$11,193/mo
Deposit HK$17.02M · loan HK$39.71M · min. income ≈ HK$424,706/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,838
−HK$14,601/mo
▼ 0.25% · 3.875%
HK$240,081
−HK$7,358/mo
Today · 4.125%
HK$247,439
baseline
▲ 0.50% · 4.625%
HK$262,496
+HK$15,057/mo
Deposit HK$5.67M · loan HK$51.06M · min. income ≈ HK$494,878/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,030
−HK$13,995/mo
▼ 0.25% · 3.875%
HK$265,977
−HK$7,048/mo
Today · 4.125%
HK$273,025
baseline
▲ 0.50% · 4.625%
HK$287,417
+HK$14,392/mo
Deposit HK$5.67M · loan HK$51.06M · min. income ≈ HK$546,050/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$2,410,946 · Scale 2, in force from 26 Feb 2026)