LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,936
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,338
−HK$409/mo
Today · 4.125%
HK$13,747
baseline
▲ 0.50% · 4.625%
HK$14,583
+HK$836/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,494/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,391
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,777
−HK$391/mo
Today · 4.125%
HK$15,168
baseline
▲ 0.50% · 4.625%
HK$15,968
+HK$800/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,336/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,523
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,006
−HK$490/mo
Today · 4.125%
HK$16,496
baseline
▲ 0.50% · 4.625%
HK$17,500
+HK$1,004/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,992/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,269
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,732
−HK$470/mo
Today · 4.125%
HK$18,202
baseline
▲ 0.50% · 4.625%
HK$19,161
+HK$959/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,404/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,110
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,673
−HK$573/mo
Today · 4.125%
HK$19,246
baseline
▲ 0.50% · 4.625%
HK$20,417
+HK$1,171/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,492/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,147
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,687
−HK$549/mo
Today · 4.125%
HK$21,236
baseline
▲ 0.50% · 4.625%
HK$22,355
+HK$1,119/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,472/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,284
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,008
−HK$736/mo
Today · 4.125%
HK$24,744
baseline
▲ 0.50% · 4.625%
HK$26,250
+HK$1,506/mo
Deposit HK$567K · loan HK$5.11M · min. income ≈ HK$49,488/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,903
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,598
−HK$705/mo
Today · 4.125%
HK$27,303
baseline
▲ 0.50% · 4.625%
HK$28,742
+HK$1,439/mo
Deposit HK$567K · loan HK$5.11M · min. income ≈ HK$54,606/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,640 · Scale 2, in force from 26 Feb 2026)