LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,936
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,339
−HK$409/mo
Today · 4.125%
HK$13,748
baseline
▲ 0.50% · 4.625%
HK$14,584
+HK$836/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$27,496/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,391
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,777
−HK$392/mo
Today · 4.125%
HK$15,169
baseline
▲ 0.50% · 4.625%
HK$15,969
+HK$800/mo
Deposit HK$2.84M · loan HK$2.84M · min. income ≈ HK$30,338/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,524
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,006
−HK$491/mo
Today · 4.125%
HK$16,497
baseline
▲ 0.50% · 4.625%
HK$17,501
+HK$1,004/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,994/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,270
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,733
−HK$470/mo
Today · 4.125%
HK$18,203
baseline
▲ 0.50% · 4.625%
HK$19,162
+HK$959/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,406/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,111
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,674
−HK$573/mo
Today · 4.125%
HK$19,247
baseline
▲ 0.50% · 4.625%
HK$20,418
+HK$1,171/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,494/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,148
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,688
−HK$549/mo
Today · 4.125%
HK$21,237
baseline
▲ 0.50% · 4.625%
HK$22,356
+HK$1,119/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,474/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,285
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,010
−HK$736/mo
Today · 4.125%
HK$24,746
baseline
▲ 0.50% · 4.625%
HK$26,251
+HK$1,505/mo
Deposit HK$567K · loan HK$5.11M · min. income ≈ HK$49,492/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,905
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,599
−HK$705/mo
Today · 4.125%
HK$27,304
baseline
▲ 0.50% · 4.625%
HK$28,743
+HK$1,439/mo
Deposit HK$567K · loan HK$5.11M · min. income ≈ HK$54,608/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,647 · Scale 2, in force from 26 Feb 2026)