LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,387
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$133,412
−HK$4,089/mo
Today · 4.125%
HK$137,501
baseline
▲ 0.50% · 4.625%
HK$145,868
+HK$8,367/mo
Deposit HK$28.37M · loan HK$28.37M · min. income ≈ HK$275,002/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,942
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$147,802
−HK$3,917/mo
Today · 4.125%
HK$151,719
baseline
▲ 0.50% · 4.625%
HK$159,716
+HK$7,997/mo
Deposit HK$28.37M · loan HK$28.37M · min. income ≈ HK$303,438/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,265
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,094
−HK$4,907/mo
Today · 4.125%
HK$165,001
baseline
▲ 0.50% · 4.625%
HK$175,041
+HK$10,040/mo
Deposit HK$22.70M · loan HK$34.05M · min. income ≈ HK$330,002/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,730
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,363
−HK$4,699/mo
Today · 4.125%
HK$182,062
baseline
▲ 0.50% · 4.625%
HK$191,659
+HK$9,597/mo
Deposit HK$22.70M · loan HK$34.05M · min. income ≈ HK$364,124/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,142
−HK$11,359/mo
▼ 0.25% · 3.875%
HK$186,777
−HK$5,724/mo
Today · 4.125%
HK$192,501
baseline
▲ 0.50% · 4.625%
HK$204,215
+HK$11,714/mo
Deposit HK$17.02M · loan HK$39.72M · min. income ≈ HK$385,002/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,519
−HK$10,887/mo
▼ 0.25% · 3.875%
HK$206,923
−HK$5,483/mo
Today · 4.125%
HK$212,406
baseline
▲ 0.50% · 4.625%
HK$223,602
+HK$11,196/mo
Deposit HK$17.02M · loan HK$39.72M · min. income ≈ HK$424,812/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,897
−HK$14,605/mo
▼ 0.25% · 3.875%
HK$240,141
−HK$7,361/mo
Today · 4.125%
HK$247,502
baseline
▲ 0.50% · 4.625%
HK$262,562
+HK$15,060/mo
Deposit HK$5.67M · loan HK$51.07M · min. income ≈ HK$495,004/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,096
−HK$13,998/mo
▼ 0.25% · 3.875%
HK$266,044
−HK$7,050/mo
Today · 4.125%
HK$273,094
baseline
▲ 0.50% · 4.625%
HK$287,489
+HK$14,395/mo
Deposit HK$5.67M · loan HK$51.07M · min. income ≈ HK$546,188/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,411,552 · Scale 2, in force from 26 Feb 2026)