LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,389
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$133,414
−HK$4,089/mo
Today · 4.125%
HK$137,503
baseline
▲ 0.50% · 4.625%
HK$145,869
+HK$8,366/mo
Deposit HK$28.37M · loan HK$28.37M · min. income ≈ HK$275,006/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,944
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$147,804
−HK$3,917/mo
Today · 4.125%
HK$151,721
baseline
▲ 0.50% · 4.625%
HK$159,718
+HK$7,997/mo
Deposit HK$28.37M · loan HK$28.37M · min. income ≈ HK$303,442/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,267
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,096
−HK$4,907/mo
Today · 4.125%
HK$165,003
baseline
▲ 0.50% · 4.625%
HK$175,043
+HK$10,040/mo
Deposit HK$22.70M · loan HK$34.05M · min. income ≈ HK$330,006/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,733
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$177,365
−HK$4,700/mo
Today · 4.125%
HK$182,065
baseline
▲ 0.50% · 4.625%
HK$191,662
+HK$9,597/mo
Deposit HK$22.70M · loan HK$34.05M · min. income ≈ HK$364,130/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,145
−HK$11,359/mo
▼ 0.25% · 3.875%
HK$186,779
−HK$5,725/mo
Today · 4.125%
HK$192,504
baseline
▲ 0.50% · 4.625%
HK$204,217
+HK$11,713/mo
Deposit HK$17.02M · loan HK$39.72M · min. income ≈ HK$385,008/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,521
−HK$10,888/mo
▼ 0.25% · 3.875%
HK$206,926
−HK$5,483/mo
Today · 4.125%
HK$212,409
baseline
▲ 0.50% · 4.625%
HK$223,605
+HK$11,196/mo
Deposit HK$17.02M · loan HK$39.72M · min. income ≈ HK$424,818/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,900
−HK$14,605/mo
▼ 0.25% · 3.875%
HK$240,145
−HK$7,360/mo
Today · 4.125%
HK$247,505
baseline
▲ 0.50% · 4.625%
HK$262,565
+HK$15,060/mo
Deposit HK$5.67M · loan HK$51.07M · min. income ≈ HK$495,010/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,099
−HK$13,998/mo
▼ 0.25% · 3.875%
HK$266,048
−HK$7,049/mo
Today · 4.125%
HK$273,097
baseline
▲ 0.50% · 4.625%
HK$287,493
+HK$14,396/mo
Deposit HK$5.67M · loan HK$51.07M · min. income ≈ HK$546,194/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,411,584 · Scale 2, in force from 26 Feb 2026)