LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,403
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$133,429
−HK$4,089/mo
Today · 4.125%
HK$137,518
baseline
▲ 0.50% · 4.625%
HK$145,886
+HK$8,368/mo
Deposit HK$28.37M · loan HK$28.37M · min. income ≈ HK$275,036/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,960
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$147,821
−HK$3,917/mo
Today · 4.125%
HK$151,738
baseline
▲ 0.50% · 4.625%
HK$159,736
+HK$7,998/mo
Deposit HK$28.37M · loan HK$28.37M · min. income ≈ HK$303,476/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,284
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$160,114
−HK$4,908/mo
Today · 4.125%
HK$165,022
baseline
▲ 0.50% · 4.625%
HK$175,063
+HK$10,041/mo
Deposit HK$22.70M · loan HK$34.05M · min. income ≈ HK$330,044/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,752
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$177,385
−HK$4,700/mo
Today · 4.125%
HK$182,085
baseline
▲ 0.50% · 4.625%
HK$191,683
+HK$9,598/mo
Deposit HK$22.70M · loan HK$34.05M · min. income ≈ HK$364,170/mo (50% DSR)
Upfront cash ≈ HK$25.11M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,165
−HK$11,360/mo
▼ 0.25% · 3.875%
HK$186,800
−HK$5,725/mo
Today · 4.125%
HK$192,525
baseline
▲ 0.50% · 4.625%
HK$204,240
+HK$11,715/mo
Deposit HK$17.02M · loan HK$39.72M · min. income ≈ HK$385,050/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,544
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$206,949
−HK$5,484/mo
Today · 4.125%
HK$212,433
baseline
▲ 0.50% · 4.625%
HK$223,630
+HK$11,197/mo
Deposit HK$17.02M · loan HK$39.72M · min. income ≈ HK$424,866/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,926
−HK$14,607/mo
▼ 0.25% · 3.875%
HK$240,171
−HK$7,362/mo
Today · 4.125%
HK$247,533
baseline
▲ 0.50% · 4.625%
HK$262,594
+HK$15,061/mo
Deposit HK$5.67M · loan HK$51.07M · min. income ≈ HK$495,066/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,128
−HK$14,000/mo
▼ 0.25% · 3.875%
HK$266,078
−HK$7,050/mo
Today · 4.125%
HK$273,128
baseline
▲ 0.50% · 4.625%
HK$287,525
+HK$14,397/mo
Deposit HK$5.67M · loan HK$51.07M · min. income ≈ HK$546,256/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$2,411,853 · Scale 2, in force from 26 Feb 2026)